Should the Government act NOW to reform leasehold? LEASEHOLD SCANDAL

Comms69

simondv said:

Comms69 said:

Katiejane13uk said:

Comms69 said:

No. The govt shouldn't get involved in nonsense where people cant read a contract - that's their problem. 

Government ARE involved already.

I’m saying they shouldn’t be. At all.

you have to be an adult to buy a property- if you can’t understand the terms of that purchase, then that’s YOUR fault for agreeing

You have to be an adult to buy a car or fridge. If it catches fire because of a manufacturing defect then that's YOUR fault for agreeing to buy it.

No, you dont. Anyone can buy a fridge or a car. You're proving your ignorance spectacularly though, so thanks...

simondv

grumiofoundation said:

simondv said:

ftbhopes said:

maximaxi7 said:

Leasehold is just life destroying for many people, and simply an excuse to extort money at every opportunity.  Most buyers never had the full implications explained to them during the sales process ( and yes they knew they were buying leasehold) before the trolls jump in. These implications include ridiculously over inflated  lease extensions, permission fees etc etc. In addition to the employment of unscrupulous management companies, who have caused no end of misery for leaseholders. End this antiquated system now, the gravy train needs to be derailed. 

There are many problems with leasehold but to say it’s comparable with slavery is offensive. It’s so disappointing to see Katie propagate this comparison.  I’ve been a member of the NLC FB group for a couple of years which I’m now considering leaving. As someone said early, the comparison is both stupid and offensive. 

"Slave to my work, slave to the kitchen", not offensive or stupid used in context.
Some people need to not be so sensitive and grow up. We are stifled these days by woke nonsense. Nobody here is condoning slavery in any shape or form or belittling the terrible suffering of slaves in the past or now.
If the word hostage was used as in "hostage to fortune" more people would probably get upset.

Calm down, don’t me so sensitive and get all worked up over what people say. 

If you don’t think comparing slavery to a bunch of people who were too stupid and/or too lazy to research what they were buying is offensive that is up to you. 

In the same way, and I am sure you will be supportive and not be a whiny snowflake over this, someone else is allowed to think that you are a bigoted fool for choosing to grandstand about ‘wokeness’ over people who got, unsurprisingly, offended over said comparisons. 

It is you and others who exaggerate the slavery anology who are "whiny snowflakes" as you put it. The slavers were compensated to free their slaves, as freeholders are demanding so leaseholders can break free from their financial servitude sometimes at great cost to them. You also claim to be an expert on leasehold but know zero about it so not qualified to make a judgement.

Comms69

simondv said:

grumiofoundation said:

simondv said:

ftbhopes said:

maximaxi7 said:

Leasehold is just life destroying for many people, and simply an excuse to extort money at every opportunity.  Most buyers never had the full implications explained to them during the sales process ( and yes they knew they were buying leasehold) before the trolls jump in. These implications include ridiculously over inflated  lease extensions, permission fees etc etc. In addition to the employment of unscrupulous management companies, who have caused no end of misery for leaseholders. End this antiquated system now, the gravy train needs to be derailed. 

There are many problems with leasehold but to say it’s comparable with slavery is offensive. It’s so disappointing to see Katie propagate this comparison.  I’ve been a member of the NLC FB group for a couple of years which I’m now considering leaving. As someone said early, the comparison is both stupid and offensive. 

"Slave to my work, slave to the kitchen", not offensive or stupid used in context.
Some people need to not be so sensitive and grow up. We are stifled these days by woke nonsense. Nobody here is condoning slavery in any shape or form or belittling the terrible suffering of slaves in the past or now.
If the word hostage was used as in "hostage to fortune" more people would probably get upset.

Calm down, don’t me so sensitive and get all worked up over what people say. 

If you don’t think comparing slavery to a bunch of people who were too stupid and/or too lazy to research what they were buying is offensive that is up to you. 

In the same way, and I am sure you will be supportive and not be a whiny snowflake over this, someone else is allowed to think that you are a bigoted fool for choosing to grandstand about ‘wokeness’ over people who got, unsurprisingly, offended over said comparisons. 

It is you and others who exaggerate the slavery anology who are "whiny snowflakes" as you put it. The slavers were compensated to free their slaves, as freeholders are demanding so leaseholders can break free from their financial servitude sometimes at great cost to them. You also claim to be an expert on leasehold but know zero about it so not qualified to make a judgement.

So you're an expert? a professional, providing professional advice? 

I think you need to register with the forum in that case.

spoovy

I think you've lost a lot of people including me with the silly overly emotive language used.  I think leasehold has had it's day and I do have sympathy with people who were mis-sold leaseholds, but at the end of the day you have taken a financial hit, that's all.  It happens to the best of us.  Take it on the chin, cut your losses and move on.

Write to your MP, campaign to stop it happening to others, try to claw some money back somehow, all good, but going on an open forum and claiming you are slaves and bashing anyone who disagrees with you is really not helping your case at all.

grumiofoundation

simondv said:

grumiofoundation said:

simondv said:

ftbhopes said:

maximaxi7 said:

Leasehold is just life destroying for many people, and simply an excuse to extort money at every opportunity.  Most buyers never had the full implications explained to them during the sales process ( and yes they knew they were buying leasehold) before the trolls jump in. These implications include ridiculously over inflated  lease extensions, permission fees etc etc. In addition to the employment of unscrupulous management companies, who have caused no end of misery for leaseholders. End this antiquated system now, the gravy train needs to be derailed. 

There are many problems with leasehold but to say it’s comparable with slavery is offensive. It’s so disappointing to see Katie propagate this comparison.  I’ve been a member of the NLC FB group for a couple of years which I’m now considering leaving. As someone said early, the comparison is both stupid and offensive. 

"Slave to my work, slave to the kitchen", not offensive or stupid used in context.
Some people need to not be so sensitive and grow up. We are stifled these days by woke nonsense. Nobody here is condoning slavery in any shape or form or belittling the terrible suffering of slaves in the past or now.
If the word hostage was used as in "hostage to fortune" more people would probably get upset.

Calm down, don’t me so sensitive and get all worked up over what people say. 

If you don’t think comparing slavery to a bunch of people who were too stupid and/or too lazy to research what they were buying is offensive that is up to you. 

In the same way, and I am sure you will be supportive and not be a whiny snowflake over this, someone else is allowed to think that you are a bigoted fool for choosing to grandstand about ‘wokeness’ over people who got, unsurprisingly, offended over said comparisons. 

It is you and others who exaggerate the slavery anology who are "whiny snowflakes" as you put it. The slavers were compensated to free their slaves, as freeholders are demanding so leaseholders can break free from their financial servitude sometimes at great cost to them. You also claim to be an expert on leasehold but know zero about it so not qualified to make a judgement.

Calm down, don't be so sensitive. 

I haven't claimed to be an expert on leasehold, but I am able to read. Therefore would not buy a leasehold house and would carefully read the documentation of any flat before purchasing and would make sure my solicitor clarified any point and I would not proceed without understanding.

Whether or not you find the analogy to slavery offensive it is a poor analogy since precisely zero people who own a leasehold flat/house were forced to do so. 

Katiejane13uk

NEWBIE IN THE HOUSE
Ok so many on this thread have commented that I'm a 'Newbie' to MSE forum.  Correct.   I guess everyone is a newbie at some point?  However I am certainly not a newbie to the topic of 'Leasehold'. I just haven't had any spare time in the past 4 years of campaigning to take part in this Forum.   I am heavily involved in changing this awful tenure for the better so that people can 'truly own their own homes'
I will not apologise for spending the last 4 years of my life dedicated to this cause because I truly believe there is a better way to live.  
THE BLAME GAME - Peeps this is an old and tireless argument that I've heard over and over again.  I didn't post on this forum to get embroiled in this once again.  The evidence is out there for everyone to see if you care to look at the CMA investigation & Select Committee Leasehold Enquiry. Both of which I have given verbal evidence at.  I have shared my hard-learned lessons with many over the years so that we can help improve the society we live.  Attacking me for wanting to be proactive and helping to change this feudal outdated system is such a waste of your time.  The experts have laid down the gauntlet 

"The fact remains the effect of Leasehold in essence is to put financial value in the landlords hands at the expense of the leaseholder.  The more a persons home is used as a financial asset to benefit their landlord the less it is an investment for the individual" Prof Nick Hopkins Law Commissioner

IGNORANCE NO LONGER BLISS - Our attitudes are the driving force in our lives - it can either push us to do great things or it can pull you down.  
What I was trying to get across in this post is that change is coming irrespective of what trolls in this group think.  

"The writing is on the wall for this feudal unfair system and the only question remaining around it's abolition is when not if"

There are many people that criticise from behind their computers but not so many people that are prepared to stand up, take action and do something to help implement changes that will benefit many.

hazyjo

simondv said:

h

Bazurk said:

hazyjo said:

Ooh look, another new poster. This thread has obviously been linked to on that FB group or something. 

Seriously? People honestly don't even (at least) think to google "leasehold" in this day and age with the internet? Really?!

Do you mind me asking what is your current home tenure? Abs what do you do for a living?

Why? So you can pick holes in it?

Not that it's relevant, but I'm a secretary. I have one house with a mortgage. I've had two leasehold flats in my time.

Nobody is trolling the whole hell out of anyone. We just think lack of knowledge isn't something to blame someone else for.

Can also assure people that it wasn't easy for us. We had interest rates in double figures, everything like furniture and electrical equipment cost even more than it does today (everything I owned like a sofa was ancient and donated, damaged, and at least secondhand and I had my grandparents' old telly - and they'd been dead nearly 10 years!). We could also only borrow far less like 3 x one salary or 2.5 x joint. There was a massive recession... That was the 1990s btw, not the 1950s or anything lol.

Here we go with the 4 Yorkshiremen sketch again, "life was tough in my day"

It's not lack of knowledge, many relied on conveyancers who failed them and expect a reasonably fair system in England and Wales with some basic consumer protections. Leasehold fails in that regard.

No, just in defence to whichever one of you started saying we must have come from a time when it was easy to buy a house with no traps! They haven't got a clue!

We'll have to beg to differ on what we believe a solicitor should tell you (and what needs to be spoon-fed) and what they should presume you already know when buying a property.

hazyjo

Katie, if it was the only way to buy property, I'd get it.

But it's not. 

Great you're campaigning for something which I agree needs changing. I'm in no way defending leasehold, I'm just saying people's lack of knowledge or ignorance of what leasehold actually means and what they're spending money on is nobody else's fault. There's nobody to blame them they find something out later which is in their lease.

Comms69

Katiejane13uk said:

NEWBIE IN THE HOUSE
Ok so many on this thread have commented that I'm a 'Newbie' to MSE forum.  Correct.   I guess everyone is a newbie at some point?  However I am certainly not a newbie to the topic of 'Leasehold'. I just haven't had any spare time in the past 4 years of campaigning to take part in this Forum.   I am heavily involved in changing this awful tenure for the better so that people can 'truly own their own homes'
I will not apologise for spending the last 4 years of my life dedicated to this cause because I truly believe there is a better way to live.  
THE BLAME GAME - Peeps this is an old and tireless argument that I've heard over and over again.  I didn't post on this forum to get embroiled in this once again.  The evidence is out there for everyone to see if you care to look at the CMA investigation & Select Committee Leasehold Enquiry. Both of which I have given verbal evidence at.  I have shared my hard-learned lessons with many over the years so that we can help improve the society we live.  Attacking me for wanting to be proactive and helping to change this feudal outdated system is such a waste of your time.  The experts have laid down the gauntlet 

"The fact remains the effect of Leasehold in essence is to put financial value in the landlords hands at the expense of the leaseholder.  The more a persons home is used as a financial asset to benefit their landlord the less it is an investment for the individual" Prof Nick Hopkins Law Commissioner

IGNORANCE NO LONGER BLISS - Our attitudes are the driving force in our lives - it can either push us to do great things or it can pull you down.  
What I was trying to get across in this post is that change is coming irrespective of what trolls in this group think.  

"The writing is on the wall for this feudal unfair system and the only question remaining around it's abolition is when not if"

There are many people that criticise from behind their computers but not so many people that are prepared to stand up, take action and do something to help implement changes that will benefit many.

No-one is saying you dont have a right to an opinion, and to share that opinion. 

I just believe people should be responsible for themselves, and not require the state to intervene when they make a mistake. 

So i dont want to see any state sponsored changes to this

spoovy

You don't get to just demand that everyone agree with you on a discussion forum; you're supposed to persuade people.
And not everyone who disagrees with you is a troll.