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Multiple unauthorised transfers from PayPal by 16 year old daughter

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Comments

  • macman
    macman Posts: 53,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CocoM2020 said:
    How did she log into her mums account?
    I don’t know, but without permission. Mother did renew her password just prior to this so assuming daughter was in vicinity to take note.
    In which case mum will be considered to have been negligent with securing the p/wd, or to have actively shared it with daughter. 
    No free lunch, and no free laptop ;)
  • noitsnotme
    noitsnotme Posts: 1,200 Forumite
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    The situation is not that different to the child taking the mothers bank card and PIN and taking money directly from the account via a cash machine.  Would the bank agree to give mum the money back in that scenario?  It seems different organisations have different approaches - I found this example where a foster child stole parents credit cards - Barclaycard refunded but Creations did not.  I don’t know the outcome of the FOS case...

    https://www.thisismoney.co.uk/money/experts/article-7752669/ASK-TONY-Foster-child-stole-credit-cards-paying-price.html
  • You’re not listening to what anyone is saying as they don’t agree with you. She may have been underage but she was clever enough to know exactly what she was doing. I don’t think “your friend” has a leg to stand on. When I make a PayPal payment, I get a notification on my phone (not my email address) and I don’t understand how she went weeks without checking her bank account. 
  • Hasbeen
    Hasbeen Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The mother and OP clearly think Paypal are responsible? and want the stolen money repaid by them.

    Rather than coming to the conclusion the daughter was actually responsible. But not in effect asking for repayment from her.

    If Paypal refunds them, both Mother and daughter have gained.

    This should be settled by the family only and to tell fiends and allow this to be posted on a public forum is in my opinion wrong.

    The daughter should pay this back by whatever means possible.
    The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon
  • Hasbeen said:
    The mother and OP clearly think Paypal are responsible? and want the stolen money repaid by them.

    Rather than coming to the conclusion the daughter was actually responsible. But not in effect asking for repayment from her.

    If Paypal refunds them, both Mother and daughter have gained.

    This should be settled by the family only and to tell fiends and allow this to be posted on a public forum is in my opinion wrong.

    The daughter should pay this back by whatever means possible.
    I’ve clearly stated that PAyPal should refund the mother and debit the daughters PayPal account ,so not sure how you think that “both have gained.”. If daughter then doesn’t go on to repay PayPal I’m sure they have their procedures.


    as for the poster who thinks 
  • k12479
    k12479 Posts: 777 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    This case seems a little different from the others linked to. If I understand correctly it goes:

    Mother's debit card -> Mother's paypal account -> Daughter's paypal account -> Daughter's bank account -> Cash withdrawal

    I suspect that if the mother makes too much noise and bangs on about 'daughter too young for a paypal account!' rather than 'daughter committed a crime', then she might find herself being suspected of being complicit.
  • gary83
    gary83 Posts: 906 Forumite
    Part of the Furniture 500 Posts Name Dropper
    The problem with the OP somewhat optimistically just hoping for a Chargeback or a refund & no consequences for the daughter is if that’s the outcome then what’s stopping all of us transferring money to a child’s account, withdrawing that money, spending it & then claiming it had nothing to do with us and all the money should be replaced? Financial institutions don’t become big successful companies like PayPal by leaving such a glaringly large loophole. The unauthorised withdrawal/theft was the daughters responsibility, expecting to get away with it Scott free might be a step too far.
  • Hasbeen said:
    The mother and OP clearly think Paypal are responsible? and want the stolen money repaid by them.

    Rather than coming to the conclusion the daughter was actually responsible. But not in effect asking for repayment from her.

    If Paypal refunds them, both Mother and daughter have gained.

    This should be settled by the family only and to tell fiends and allow this to be posted on a public forum is in my opinion wrong.

    The daughter should pay this back by whatever means possible.
    I’ve clearly stated that PAyPal should refund the mother and debit the daughters PayPal account ,so not sure how you think that “both have gained.”. If daughter then doesn’t go on to repay PayPal I’m sure they have their procedures.

    The paypal account of a fraudster? I'm presuming that account has well and truly been suspended by paypal as it was created by a 16 year old that lied.

  • CocoM2020
    CocoM2020 Posts: 253 Forumite
    100 Posts Name Dropper
    edited 6 October 2020 at 7:34PM
    The daughter has definitely gained - over a thousand pounds it seems. What did she even spend the money on exactly? And if she had to take that from her Mums account I would say no chance at all of PayPal getting one penny off her. 
  • k3lvc
    k3lvc Posts: 4,174 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    With respect @maryjane11 you're deluded if you think anyone other than Mother/Daughter are responsible for this and if you are a genuine bystander and you're making any such suggestions to the 'Mother' then for gods sake stop.

    Whichever way it's spun the daughter is responsible and if the claim is that she's not legally of age to be responsible then the Mother certainly is and needs to step up to her parental responsibility
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