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Multiple unauthorised transfers from PayPal by 16 year old daughter
Comments
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maryjane11 said:CocoM2020 said:How did she log into her mums account?No free lunch, and no free laptop0
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The situation is not that different to the child taking the mothers bank card and PIN and taking money directly from the account via a cash machine. Would the bank agree to give mum the money back in that scenario? It seems different organisations have different approaches - I found this example where a foster child stole parents credit cards - Barclaycard refunded but Creations did not. I don’t know the outcome of the FOS case...
https://www.thisismoney.co.uk/money/experts/article-7752669/ASK-TONY-Foster-child-stole-credit-cards-paying-price.html
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You’re not listening to what anyone is saying as they don’t agree with you. She may have been underage but she was clever enough to know exactly what she was doing. I don’t think “your friend” has a leg to stand on. When I make a PayPal payment, I get a notification on my phone (not my email address) and I don’t understand how she went weeks without checking her bank account.2
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The mother and OP clearly think Paypal are responsible? and want the stolen money repaid by them.
Rather than coming to the conclusion the daughter was actually responsible. But not in effect asking for repayment from her.
If Paypal refunds them, both Mother and daughter have gained.
This should be settled by the family only and to tell fiends and allow this to be posted on a public forum is in my opinion wrong.
The daughter should pay this back by whatever means possible.The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon2 -
Hasbeen said:The mother and OP clearly think Paypal are responsible? and want the stolen money repaid by them.
Rather than coming to the conclusion the daughter was actually responsible. But not in effect asking for repayment from her.
If Paypal refunds them, both Mother and daughter have gained.
This should be settled by the family only and to tell fiends and allow this to be posted on a public forum is in my opinion wrong.
The daughter should pay this back by whatever means possible.
as for the poster who thinks0 -
This case seems a little different from the others linked to. If I understand correctly it goes:
Mother's debit card -> Mother's paypal account -> Daughter's paypal account -> Daughter's bank account -> Cash withdrawal
I suspect that if the mother makes too much noise and bangs on about 'daughter too young for a paypal account!' rather than 'daughter committed a crime', then she might find herself being suspected of being complicit.1 -
The problem with the OP somewhat optimistically just hoping for a Chargeback or a refund & no consequences for the daughter is if that’s the outcome then what’s stopping all of us transferring money to a child’s account, withdrawing that money, spending it & then claiming it had nothing to do with us and all the money should be replaced? Financial institutions don’t become big successful companies like PayPal by leaving such a glaringly large loophole. The unauthorised withdrawal/theft was the daughters responsibility, expecting to get away with it Scott free might be a step too far.
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maryjane11 said:Hasbeen said:The mother and OP clearly think Paypal are responsible? and want the stolen money repaid by them.
Rather than coming to the conclusion the daughter was actually responsible. But not in effect asking for repayment from her.
If Paypal refunds them, both Mother and daughter have gained.
This should be settled by the family only and to tell fiends and allow this to be posted on a public forum is in my opinion wrong.
The daughter should pay this back by whatever means possible.
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The daughter has definitely gained - over a thousand pounds it seems. What did she even spend the money on exactly? And if she had to take that from her Mums account I would say no chance at all of PayPal getting one penny off her.2
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With respect @maryjane11 you're deluded if you think anyone other than Mother/Daughter are responsible for this and if you are a genuine bystander and you're making any such suggestions to the 'Mother' then for gods sake stop.
Whichever way it's spun the daughter is responsible and if the claim is that she's not legally of age to be responsible then the Mother certainly is and needs to step up to her parental responsibility4
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