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First Steps to Solvency

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  • stymied
    stymied Posts: 656 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Massive well done!
  • Alt   Great, lets hope things improve for both of you.  

    I guess you have been watching Forest win, maybe you have heard the singing from your house.
    If you go down to the woods today you better not go alone.
  • Sun_Addict
    Sun_Addict Posts: 24,069 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope your wife can see she’s being very unrealistic. If it was you belittling her because you could “do better” it would be classed as a form of domestic abuse. Fingers crossed things will start to improve. 

    @Grumpelstiltskin I can see the home ground floodlights from my back bedroom window. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looks like you knew and did what you had to do to keep on the right path @alt80

    Glad you're feeling better and ready for work. A wobbly week really isn't all that long although I'm sure it feels like forever when you're fighting your own head

    I hope things start to improve for both of you now Mrs Alt has agreed to get some help. Well done for fronting up.
  • poppy811
    poppy811 Posts: 540 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Massive passive progress, well done you.
  • poppy811
    poppy811 Posts: 540 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sorry, meant to say massive positive progress NOT passive!
  • maddiemay
    maddiemay Posts: 5,114 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done @alt80 Have a great week.
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • katsu
    katsu Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Congratulations on working through your feelings and staying strong in your recovery. You deserve that. 

    I'm so very pleased that your wife has had her own light bulb moment. As you say, hopefully you can both support each other as you both tackle the issues in your thinking and feelings of inadequacy. 

    I'm really so over the moon that she's realising how unhelpful and unhealthy her thinking is; it's her own light bulb moment. Just as you've been working through yours, and you've hopefully seen some others here, it seems her light bulb is coming on that she's been stuck in a strange loop of thinking that this expensive stuff is appropriate/a necessary level of spending and that this unlikely footballer scenario has been such a big part of her mind for so long.

    You know how much better you feel now for seeing how life can be different for you and your family, and the example you are setting for your son. It seems that now your wife is at the start of that road too.  

    You and Mrs Alt can do this! 
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 February 2022 at 8:14PM
    Very well done for having the tough love talk to your wife and to her for seeing that she needs help. I know you posted about feeling rubbish about doing it, but it is probably milder than some of the tough love you have had from posters on here - and you have done an absolutely amazing job with the help of it. You are possibly finally starting to realise that you really are worth more and are giving your family a damned good quality of living and deserve to have that appreciated. 
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
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