First Steps to Solvency

getmore4less

On the TV front I had a look at some of the box sets and series on BBC and there are plenty of good ones.

I have had Peaky blinders recommended but I think that can be quite intense

We have our now TV entertainment at a £1.60pm , but we find we are not watching it much even at that price, I got annoyed at last renewal the offer was not £1 some have got, if I don't get a decent follow on price  when it comes up in April it is going..

There is plenty on the free channels and prime is filling our  big gaps with some long series we can binge on.

Good that things are settling down more sensible decision making  happening,  very pleased about that.

Tired is good, it is a sign your body is starting to behave normal again, smashing a couple of hours in the early morning while fresh is good start to the day, take a break ahead of the game, before the office activities kick in as they come online.
If you can get to dark feeling the day has gone well, job done time for the wind down, dinner, dog, kid, wife(Maybe not in that order)

If you can get into the habit of down time with the lad and the wife in the evening then a distraction of a movie or series that might help get into a routine around bed time, some nights I feel the need for sleep early so just go to bed rather than sit in the chair 1/2 asleep some night I say up if on my own I can watch stuff the OH does not like like horror and Sci fi for me.

We also do watch some of the games shows that we can both have a go at and gives us interaction that a movie box set does not.

Pointless is a good one for that and one we got into more recently is House of games some fun games(questions) you can have a go at.

Another one is TaskMaster where "Celebrities"  get to do silly things,  they have a lot of comedians on, that is our live event go to, so we follow  a few of them.

Just realised this is beginning to sound like a give up work and start watching TV sermon,  DO NOT DO THAT


 

Onebrokelady

Peaky Blinders is brilliant 

RelievedSheff

Onebrokelady said:

Peaky Blinders is brilliant 

It is. We binge watched series 1-3. Got some catching up to do on series 4 and 5.

alt80

Complete fail on the personal life yesterday for me. Good day working, had the evening off - still not sorted the personal finances out for the month spent 30 minutes staring at the document but not opening it. !!!!!! madness and need to sort it out today. Thought I'd do an hour on the work planning last night about 10.30pm after spending time with family and was up until 3am (no drinking/ other stuff just didn't see the time). Feel awful today after about 3 hours sleep and nothing to even power through/ back to massively craving the stuff 100 don't need it and not going down that road. Another reminder I need to stop getting obsessive over stuff in general tbh. 

I have seen some of the Peaky Blinders series - usual !!!!!! unhealthy way from me though. Staff were talking about it did two all nighters on the chang watching it after work. Think wife may have a point saying I need a brain transplant ha. 

Some unhealthy habits I have probably do come from parents tbh - know you can inherit an addictive personality. Dad definitely had one of those. Not so bad now, hardly drinks, doesn't smoke, doesn't gamble. Did get obsessed with Greek language and cooking though haha. My mum and dad hate the fact sister hasn't 'reached her potential' (lot brighter than I ever was/ better uni/ more prestigious profession etc, never earned anything close) - that's why my mum has been quite angry about the 4 day week. Sister's and her husband's life plan though - both part time in next few years and retire early and none of my parents' business ultimately but like all parents just want better for their kids which I get. Def want son to do better than I have in life.

Onebrokelady

RelievedSheff said:

Onebrokelady said:

Peaky Blinders is brilliant 

It is. We binge watched series 1-3. Got some catching up to do on series 4 and 5.

Same as me 😀I haven't watched any of 4 or 5 yet,they are apparently filming 6 now and have said it's going to be the last one 😟

RelievedSheff

The finances will still be there when you get around to them. Don't worry about not having them done bang on the 26th each month!

ladyholly

Keep plodding. There will be ups  and downs but persistence will win the day. 

enthusiasticsaver

alt80 said:

My mum and dad hate the fact sister hasn't 'reached her potential' (lot brighter than I ever was/ better uni/ more prestigious profession etc, never earned anything close) - that's why my mum has been quite angry about the 4 day week. Sister's and her husband's life plan though - both part time in next few years and retire early and none of my parents' business ultimately but like all parents just want better for their kids which I get. Def want son to do better than I have in life.

Surely they have done better than your mum and dad though given they can presumably afford their lifestyle on less working hours and have a better work-life balance and time to spend with each other and their family?  Most people would hate to still be working in their 70s like your parents. I am assuming they work because they cant afford not to. 

RelievedSheff

enthusiasticsaver said:

alt80 said:

My mum and dad hate the fact sister hasn't 'reached her potential' (lot brighter than I ever was/ better uni/ more prestigious profession etc, never earned anything close) - that's why my mum has been quite angry about the 4 day week. Sister's and her husband's life plan though - both part time in next few years and retire early and none of my parents' business ultimately but like all parents just want better for their kids which I get. Def want son to do better than I have in life.

Surely they have done better than your mum and dad though given they can presumably afford their lifestyle on less working hours and have a better work-life balance and time to spend with each other and their family?  Most people would hate to still be working in their 70s like your parents. I am assuming they work because they cant afford not to. 

I fully agree with this. I see no point in working past retirement age. There is no glory in it. To my mind someone who can not afford to retire in their 70's has failed to put the right plans in place earlier on in life.

Alt's sister has it right, assuming that the retirement planning is in place for later life which I'm sure it will be.

Once our mortgage is paid off we will both be reducing our working hours until retirement.

enthusiasticsaver

RelievedSheff said:

enthusiasticsaver said:

alt80 said:

My mum and dad hate the fact sister hasn't 'reached her potential' (lot brighter than I ever was/ better uni/ more prestigious profession etc, never earned anything close) - that's why my mum has been quite angry about the 4 day week. Sister's and her husband's life plan though - both part time in next few years and retire early and none of my parents' business ultimately but like all parents just want better for their kids which I get. Def want son to do better than I have in life.

Surely they have done better than your mum and dad though given they can presumably afford their lifestyle on less working hours and have a better work-life balance and time to spend with each other and their family?  Most people would hate to still be working in their 70s like your parents. I am assuming they work because they cant afford not to. 

I fully agree with this. I see no point in working past retirement age. There is no glory in it. To my mind someone who can not afford to retire in their 70's has failed to put the right plans in place earlier on in life.

Alt's sister has it right, assuming that the retirement planning is in place for later life which I'm sure it will be.

Once our mortgage is paid off we will both be reducing our working hours until retirement.

We had the same mentality.  Nothing to do with being lazy or slackers we just did not want our lives to just be about work.  Some people thrive on it and fair play if that is all they want to do but you often see people who work until their health gives out and then they die.  Not what we wanted.