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First Steps to Solvency

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  • alt80
    alt80 Posts: 4,655 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    @warby68 yeah I’ve got solid exit plans. Deal stacks so I know it should work out be ok. Just one of those things I shouldn’t have took on in the first place. Maybe would have worked had I partnered up with someone else with more experience on the construction side - I’m not that knowledgeable on that this massively highlighted it and thought I could get away with stuff I just couldn’t. My sister is an architect she got involved when it started going wrong first thing she said ‘you’re gonna !!!!!! bankrupt yourself’ Lol. Worst case I can finish it without additional funding but will make things very difficult. Know how close I’ve come with this though and shouldn’t have taken it on in first place. Looking forward to new project, that one completely different really buzzed to start it and one of those you know it’s going to be a really good little house when finished. 

    @enthusiasticsaver I know it’s not helping me. Solid exit plans yes. Spoke to counsellor today and gp just question the point when this is what my life is paying back for stupid stuff I’ve done. Feel like doing something a lot more destructive than spending a few quid today not gonna lie. Right about nothing ever being enough though if nothing enough what’s even the point in anything - that’s where my mindset is 80% of time now. Today driving 100+ up a dual carriageway earlier just thinking if they catch me now they can ban me for 2 years and won’t even matter not got a sports car anymore nice to be driven in the RR anyway because that’s likely all I’ve got soon and would solve second car dilemma. Settle debts, get off the ban and buy an AM as debts will be gone by the time the cops happy for me to drive again. Really !!!!!! stupid. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    You will go on a self destruct if you are not careful.

    Take some time to chill out and unwind.
  • It's not forever. It just feels harder because you're at the beginning still. It will fly by if you focus on the good stuff. 
  • warby68
    warby68 Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Take it easy @alt80
  • alt80
    alt80 Posts: 4,655 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Thanks using my head I know it’s not forever. Sometimes my self destructive side wins want to buy stuff or get some other buzz. Not what I need I know probably does stem from low self worth idk. In my head at the time getting banned would have been a convenient way to explain no ftype and no BMW just the RR. Madness I know. Wife wouldn’t have been impressed lol.

    No work next week - birthday week ha. Wife wants me to check the email once a day and that be it for business tbh there’s nothing to do so I don’t see the point not working. Not the business that’s causing me the problems my own stupidity - not sure how you take a break from that haha. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    A break will do you good.

    You can still get out in the fresh air every day with the family and have a good time.

    The wife is right. Once a day for the emails rest of the day chilling out and relaxing.
  • Have you seen the Greatest Showman @alt80? His story could be similar to yours...and in the end he finds happiness in his family. Good luck with your journey, you are making huge progress, even if you can't see it.
  • alt80
    alt80 Posts: 4,655 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    @RelievedSheff business seems like only good thing in my life right now want to plough through and get it right rather than taking my foot off the pedal currently having got motivation for doing a bit more than coasting for first time in a while. Family too tbf but also massive source of guilt there. 

    Think I’ve got life burnout right now ha. Holiday would be nice if could go somewhere or even afford to go somewhere FML.

    @vampirotoothus No never seen it - musicals not really my thing. Wife has seen it three times lol.

    Might not seem like it but my family are important to me. Really am trying to work on that.
  • tjp70
    tjp70 Posts: 476 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Breathe alt80. You are doing so well and have come a long way with your change of mindset since Day 1 of your diary.  Don’t mess anything up now. 

    You need a break. 

    Take next week off. Check emails each morning and lunchtime. Respond to urgent stuff only. 

    Watch the Greatest Showman with your son and wife, with homemade popcorn and relax. Take the dog for lots of walks with your son. Bake some cookies with him.  Challenge him to a pillow fight. Just enjoy being a great Dad and husband in the present and stop beating yourself up about past behaviour. 
    If Plan A fails, remember there are 25 more letters
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