We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Aiming for Mortgage Free!
Options
Comments
-
Nice work! I also had to pop out to the shops tonight, as I forgot bananas. I buy bananas every single week, but because I forgot to put them on my shopping list last weekend I forgot to buy them 🤦♀️ At least I know I'm sticking to the list 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Very impressive to only come out with your list.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Haha glad its not just me 🤣 am also glad I'm sticking to the list but funny when you forget something you eat every week!!South_coast said:Nice work! I also had to pop out to the shops tonight, as I forgot bananas. I buy bananas every single week, but because I forgot to put them on my shopping list last weekend I forgot to buy them 🤦♀️ At least I know I'm sticking to the list 🤣!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
3 -
Finally cashed out £50 on You Gov 💪 not sure quite how long its taken, but it feels like forever 😄 Desperately in need of some new jeans (mine are almost unable to be worn without getting in trouble for offending public decency 😄 ) but despite having a clothing budget, I don't like spending it 😅 so spending a reward will be easier!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
4 -
Bless. Well done on the survey earnings.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Finally made it to my late day at work!!! Wooohoooo! Week off next week and then get started at the new job, cannot wait! Going to be marching out the door once I finish, will be such a relief given how horrible the atmosphere has been in the last 6 months or so. Shall be celebrating 🍾 with a takeaway tonight :-DCurrent mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
2 -
Congratulations and good luck for the next step xMortgage started August 2020 £69,700
Mortgage ends Aug 2050 MFW: Aug 2027
Current Balance: £58,678
MFW2020 #156 £723.13
MFW2021 #26 £1184.71
MFW2022 #11 £197.87
MFW2023 £785
MFW 2024 £528.15Determined to make it!2 -
well done - if its your last day you might as well make it a late day - I mean what can they do to you
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Lol 🤣 very true @mark55man
Need to work out a few details next week on my pay for the new place, its much lower pension contibutions from the company (but a nice payrise and another when I pass probation!) so need to work out how much I need to up mine in order to still get enough into the pension. But thats something to sort next week!
Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
2 -
Last day done 🥳 Got some lovely flowers and a voucher, 1 colleague was in the office with me so we did a virtual goodbye which was nice to at least get a chance to say goodbye. Very generously got a gift voucher as well so will have to think how to spend that!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards