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Time to Face The Music
Comments
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Pork roasting for us. Only because had chicken last 3 weekends 🤣*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
Might give roast pork a go next week. Wife won’t do it, gets frustrated with the crackling haha.
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Aw bless him, he looks so snug. My dog is constantly sniffing the air right now as the chicken is cooking.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Happy Monday everyone.
£251 paid of the HP loan today. Other than that it will be a no spends day.
Breakfast, lunch and dinner will be from stores. Breakfast was cereals, the other half has taken his packed lunch to work, I think I might have some soup for my lunch today and dinner tonight is chicken enchiladas made with some left overs from last night's roast dinner.
Todays jobs include:- working from home
- vacuuming the house
- dusting the house
- load of washing
- walking the dog x 2
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Balances Update 18.01.21
Debt 1 = £0
Credit Card 1 = £0
Credit Card 2 = £199 (£200 repayment 29.9% interest)
Credit Card 3 = £3030 (£200 repayment 29.9% interest)
Credit Card 4 = £5208 (£150 repayment 0% interest)
Credit Card 5 = £8080 (£150 repayment 0% interest)
HP = £3433 (£251 repayment)
Furniture Loan = £623 (£16.82 repayment)
Total Debt = £20573
ISA = £320 (£50 per month added)
Pennies Savings Account = £221.21 (Saved by rounding the bank balance to the nearest pound when logging on to online banking)
Total Savings = £541.213 -
Glad you’re using the furlough situation to your advantage and not getting down about it.So close with card 2 now too. 👍3
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No point getting down about it. We know his job will still be there when the situation improves again. People always need their cars repairing.alt80 said:Glad you’re using the furlough situation to your advantage and not getting down about it.So close with card 2 now too. 👍
Card 2 will be paid off in a few weeks time. I'm getting impatient with it now, but am going to wait until the next payment date to clear the account and close the account down. Can throw the extra money at Card 3 then and get that balance reduced more quickly.3 -
Get writing that list of jobs for him 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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He already has quite a long list to be getting on withSun_Addict said:Get writing that list of jobs for him 😆
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I've become a crackling pro over the last 12 months lolalt80 said:Might give roast pork a go next week. Wife won’t do it, gets frustrated with the crackling haha.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3
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