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Time to Face The Music

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Comments

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    beanielou said:
    Totals looking amazing.
    Definitely feel as though we are getting there now. This time next year the credit card will be gone :)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It felt cold this morning walking the dog although the thermometer in the car didn't agree. It must be a chilly wind.

    Breakfast, lunch and dinner are from stores today. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is loch trout with noodles and stir fried vegetables.

    Tonight's jobs are:
    • walking the dog
    • visiting family to deliver some Christmas presents
    This will be the bulk of the Christmas presents delivered then. I have got a large parcel to send up to Scotland, think I will do that tomorrow lunch time and save myself a job at the weekend. Then there is just one more family batch to deliver at the weekend, probably Sunday and then we are done and dusted for the year.
  • Sun_Addict
    Sun_Addict Posts: 24,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s amazing how fast your debt balances are shrinking. The wind is very cold this morning. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Yes - the wind the last few days has been bitter, straight from the north and boy did it feel it too! 

    Great work on the totals, both the shrinking debt and the increasing savings of various types. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Yes - the wind the last few days has been bitter, straight from the north and boy did it feel it too! 

    Great work on the totals, both the shrinking debt and the increasing savings of various types. 
    I'm looking forward to the credit card being paid off next year and the savings balances increasing more quickly. 
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Here’s to next years balances 👍
    January spends - £587.58
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Midweek again. This year is quickly drawing to a close.

    Breakfast, lunch and dinner are from stores today. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is cajun chicken, rice and vegetables.

    Tonight's jobs are:
    • walking the dog
    • cleaning the kitchen
    • weigh in Wednesday
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It's Christmas jumper day today at work. Lots of festive coffee and cake around the office today!

    Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is salmon wellington and vegetables.

    Tonight's jobs are:
    • walking the dog
    • vacuuming the house
    • cleaning the bathrooms
  • alt80
    alt80 Posts: 4,655 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    You’re doing so well mate, a great example to anyone that you can turn round a poor set of decision financially and thrive. 


    We also have the Christmas jumper day today and now have two bakers in the company so I’ve no !!!!!! chance of leaving the cake alone ha.
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sounds like a good day 👍
    January spends - £587.58
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