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Time to Face The Music
Comments
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Definitely feel as though we are getting there now. This time next year the credit card will be gonebeanielou said:Totals looking amazing.
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It felt cold this morning walking the dog although the thermometer in the car didn't agree. It must be a chilly wind.
Breakfast, lunch and dinner are from stores today. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is loch trout with noodles and stir fried vegetables.
Tonight's jobs are:- walking the dog
- visiting family to deliver some Christmas presents
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It’s amazing how fast your debt balances are shrinking. The wind is very cold this morning.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1
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Yes - the wind the last few days has been bitter, straight from the north and boy did it feel it too!
Great work on the totals, both the shrinking debt and the increasing savings of various types.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
I'm looking forward to the credit card being paid off next year and the savings balances increasing more quickly.EssexHebridean said:Yes - the wind the last few days has been bitter, straight from the north and boy did it feel it too!
Great work on the totals, both the shrinking debt and the increasing savings of various types.1 -
Here’s to next years balances 👍January spends - £587.581
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Midweek again. This year is quickly drawing to a close.
Breakfast, lunch and dinner are from stores today. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is cajun chicken, rice and vegetables.
Tonight's jobs are:- walking the dog
- cleaning the kitchen
- weigh in Wednesday
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It's Christmas jumper day today at work. Lots of festive coffee and cake around the office today!
Breakfast, lunch and dinner are from stores today. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is salmon wellington and vegetables.
Tonight's jobs are:- walking the dog
- vacuuming the house
- cleaning the bathrooms
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You’re doing so well mate, a great example to anyone that you can turn round a poor set of decision financially and thrive.We also have the Christmas jumper day today and now have two bakers in the company so I’ve no !!!!!! chance of leaving the cake alone ha.1
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Sounds like a good day 👍January spends - £587.581
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