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Time to Face The Music
Comments
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Glad you had a good time. These sort of occasions are priceless.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Back to work today. That weekend has flown by far too quickly.
Breakfast, lunch and dinner will be from stores today. Breakfast was cereals, we have both taken our packed lunches to work, salad box for me and tonight's dinner is chicken and bacon pasta with homemade garlic bread.
Tonight's jobs are:- walking the dog
- weekly shop
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£393 sent to the motorhome HP loan this morning.
No spends planned other then that today. Breakfast, lunch and dinner will be from stores. Breakfast was cereals, we have both taken our packed lunches to work, salad box for me again and dinner tonight is hot and spicy chicken wings with naga rice and vegetables.
Tonight's jobs are:- walking the dog
- load of washing
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Balances Update 20.02.24
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Paypal Credit = £0
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 4 = £0 (Account Closed)
Credit Card 5 = £0 (Account Closed)
Credit Card 7 = £0
Credit Card 6 = £7813 (£350 repayment 0% interest until July 2024)
HP Motorhome Loan = £10226 (£393 repayment final payment April 2026)
Total Debt = £18039
Savings Account = £1700
Premium Bonds = £1950
Investment ISA = £300
Total Savings = £3950
Only one more payment until the motorhome loan is under £10k and the next credit card payment will take us under £18k total.
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Looking good 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
That debt figure is coming down nicely. You will have an extra £750 approx to pay down the mortgage or save once it is gone. The savings are going up too.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80001 -
If interest rates are similar to what they are now in May 2026 when we come to remortgage the house, then the £400 a month we pay to the motorhome loan will be paid to the mortgage. It will be the right amount to bring the mortgage term down to 5 years.enthusiasticsaver said:That debt figure is coming down nicely. You will have an extra £750 approx to pay down the mortgage or save once it is gone. The savings are going up too.
The remaining £350 will be put to work in savings.0 -
The figures are looking good.
Just had a catch upon your diary and pleased to see the hab check went well 👍January spends - £587.581 -
The hab check went really well but we expected it would. We had fixed a couple of small items that were flagged up the year previous.milann said:The figures are looking good.
Just had a catch upon your diary and pleased to see the hab check went well 👍
Looking forward to getting out in the van next weekend. It will have been sat on the drive for a month by the time we next get out in it!!0 -
Enjoy your weekend. We’ve had a great few days in Bristol and are off to somewhere near Bridlington in March 😁January spends - £587.581
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