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Time to Face The Music
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All looking good.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
What a fantastic trip - and a definite bonus getting higher MPG than you expected as well. The final campsite back in the UK looks like a lovely spot too - and a LOT quieter than it would have been a few years ago when that road running past it was still the A14! I must have driven past 100s of times over the years!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
It was a lovely spot. We will certainly use it again.EssexHebridean said:What a fantastic trip - and a definite bonus getting higher MPG than you expected as well. The final campsite back in the UK looks like a lovely spot too - and a LOT quieter than it would have been a few years ago when that road running past it was still the A14! I must have driven past 100s of times over the years!0 -
Another wet miserable day instore.
Breakfast, lunch and dinner will be from stores. Breakfast was toast, we have both taken our packed lunches to work and dinner tonight is spag bol and garlic bread.
I have finally gotten to the bottom of the laundry bag. So no jobs to do tonight at home. We will of course walk the dog and we are going to the sister in laws tonight to drop off her birthday present.
Another early night for us tonight I think.0 -
Another wet and windy day. They are taking some getting used too these darker mornings.
£393 sent to the motorhome loan this morning.
Breakfast, lunch and dinner will be from stores. It was crumpets for breakfast, we have both taken our packed lunches to work and dinner tonight is slow cooked beef ribs with chips, garlic mushrooms and homemade coleslaw.
Tonight's jobs are:- walking the dog
- cleaning the kitchen
- watering the house plants
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Balances Update 20.09.23
Furniture Loan = £0 (Account Settled)
HP Car Loan = £0 (Account Settled)
Debt 1 = £0 (Account Settled)
Paypal Credit = £0
Credit Card 1 =£0 (Account Closed)
Credit Card 2 = £0 (Account Closed)
Credit Card 3 = £0 (Account Closed)
Credit Card 4 = £0 (Account Closed)
Credit Card 5 = £0 (Account Closed)
Credit Card 7 = £0
Credit Card 6 = £9363 (£300 repayment 0% interest until July 2024)
HP Motorhome Loan = £12191 (£393 repayment final payment April 2026)
Total Debt = £21554
Savings Account = £950
Premium Bonds = £1400
Total Savings = £2350
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It was chilly walking the dog this morning. Dry though which was a bonus.
Breakfast and lunch are from stores today. Breakfast was toast and we have both taken our packed lunches to work. Dinner tonight is a KFC which I will pick up on my way back from the hair dressers.
Tonight's jobs are:- walking the dog
- cleaning the bathrooms
- vacuuming the house
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I'm also struggling with the dark mornings. Your balances are looking good, all heading in the right direction. Your OH is a good lad 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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It's turned distinctly autumnal down here now since that last bit of blazing hot weather broke. Very misty and quit a chill in the air this morning!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
He's not a bad lad. He's done a good job as well 😀Sun_Addict said:I'm also struggling with the dark mornings. Your balances are looking good, all heading in the right direction. Your OH is a good lad 😆0
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