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Time to Face The Music
Comments
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An utter relief! I am now concentrating on savings although I have 2 upcoming holidays which are impacting the amount I can saveRelievedSheff said:
Forgot to ask you yesterday.LittleMissDetermined said:
Doesn't really feel like we have had a summer this year does it?Sun_Addict said:I've noticed it's now only just getting light when I'm waking up for work and having to put the bathroom light on. Soon be back to waking up in the dark ☹
How is debt free life?
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31071 -
It is warm already today.
Breakfast and lunch are from stores today. Crumpets and packed lunches respectively. Dinner tonight is the BOGOF burger deal at the local pub. We still have some vouchers left so it will be an almost free meal. 2 burger meals and 4 pint will cost us £1.
Just got a load of washing to put away when we get home then showered and changed and off to the pub.
We will still have another couple of vouchers left for the pub which need using by the end of the year so we must not forget about them.0 -
Yes - it's a warm start to the day down here too, makes a nice change after recent temperatures mind you!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Just had an email from our energy provider and they are lowering our monthly payment by £7 per month to £113 per month.
Not a great deal but it is money in our pocket rather than theirs.
Our own calculations suggest that we should be paying less still with the credit that we have on our account which currently amounts to 2.5 months payments, but we are happy to leave it a bit higher in case we do get a cold winter.0 -
Really bad news for our town today with Wilko falling into administration.
They have their head quarters and distribution centre here so are a major employer in the area.0 -
My husband got made redundant from there in march so we saw this coming….luckily he got a better paid job at a customer service centre not far away 😁
BG suggested I reduce our monthly payment but I’m worried so I’m not for now1 -
Our town will be hit by that news too - we have a big store so it's a decent employer locally. I see the stores are set to stay open for the moment - fingers crossed that something can be done to save them in the longer term.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Yes it’s sad news about Wilko. I’ve passed the big headquarters with the wind turbine on our way to various train shows with Dh. Like you say it’ll have a big impact to those nearby but also in every town. We’ve only had our Wilko a couple of years and we were really pleased to get it…now it looks as if it’ll close.January spends - £587.581
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Love wilkos. Hope someone steps in.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
It’s such a shame about Wilko I hope they can be saved 🙁I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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