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Time to Face The Music
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It looks like you will see the end of three debts this year. The paypal credit, credit card 4 and the car loan.
Hope you are feeling ok. Are you still testing positive for Covid?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Yes those three should be paid of fairly soon. Last payment on the car loan is next month which frees up some more cash.enthusiasticsaver said:It looks like you will see the end of three debts this year. The paypal credit, credit card 4 and the car loan.
Hope you are feeling ok. Are you still testing positive for Covid?
I may look at trying to get card 4 and the Paypal credit paid off a bit sooner as well. We shall see although there is no great rush with it all being on 0% interest.
For now things are ticking along quite nicely and we should be on course to get everything paid off in the next 4 years which was our target to have it all cleared before remortgage time so we can reduce our mortgage term further.3 -
You’re doing really well.Hope you’re not too I’ll with covid. I’m also aware of people testing positive for quite a while we have it in the family rn. Not our household thankfully.0
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Not a no spends day today. We are cheering ourselves up with a takeout pizza later.
Breakfast and lunch are from stores though. Toast for breakfast and spicy bean soup for lunch.
Day 5 for me so I have started taking daily LFT's. No surprise mine is still positive this morning. The other half is still in bed but he has said that he thinks his will still be positive as well. So all plans definitely off for this weekend. The other half will be free on Sunday whatever his test says so at least he can get out and take the dog for a good long walk.
Working from home for me today.1 -
Sorry to hear you'll not be able to escape this weekend, you must both be climbing the walls! I hope you enjoy your pizza this evening.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
That pizza is definitely well deserved. Enjoy.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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The other half is still positive as well. No great surprise there.1
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My sister was still showing positive after 8 days although line gradually got fainter. Hope you can get out soon.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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My line is getting more vivid not lighter
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It will be no spends day 14 of January.
Breakfast, lunch and dinner will be from stores. Crumpets for breakfast, we are having a bbq for lunch and dinner later is some left over pizza from last night which we will warm up.
Absolutely nothing planned for today. Almost tempted to get some work done but I won't. Its the weekend. Make the most of the time off. Will probably get a board game out later.
Pretty sure I will still test positive. Day 9 for the other half. He could go either way. I'm guessing still positive judging by yesterday's result.1
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