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Time to Face The Music

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Comments

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Don't say that 😕 
  • Testing positive after 10 days is irrelevant thankfully - the isolation period remains at 10 days remember but can now be shortened to as low as 5 only with negative tests on days 5 & 6 - if those tests are still positive on day 11 you’re finished isolation regardless (but would be well advised to maintain social distancing from others, and avoid vulnerable folk completely). 

    Hopefully you will both be clear in not too many extra days over the 5 though RS! 🤞🏼
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    edited 20 January 2022 at 8:44AM

    Balances Update 19.01.22

     

    Furniture Loan = £0 (Account Closed)

    Debt 1 = £0 (Account Closed)

    Credit Card 1 =£0 (Account Closed)

    Credit Card 2 = £0 (Account Closed)

    Credit Card 3 = £0 (Account Closed)

    Credit Card 5 = £0


    Credit Card 4 = £700 (£150 repayment 0% interest until November 2022)

    Credit Card 6 = £2600 (£100 repayment 0% interest until August 2022)

    Credit Card 7 = £9900 (£200 repayment 0% interest until November 2023)

     

    HP Car Loan = £411 (£251 repayment final payment February 2022)

    HP Motorhome Loan = £20051(£393 repayment final payment April 2026)


    Paypal Credit = £540 (£100 repayment 0% interest until December 2022)

     

     Total Debt = £34202

  • beanielou
    beanielou Posts: 96,766 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Money looking good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Coming down nicely. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Sun_Addict
    Sun_Addict Posts: 24,448 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good idea to keep the paid off debts on the list so you can see how far you’ve come. Soon be sub £34k.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    edited 20 January 2022 at 8:31AM
    No spends day 13 for January.

    Breakfast, lunch and dinner are from stores. Breakfast was crumpets, lunch will be jacket potato with veggie chilli and dinner tonight is shepherd's pie with a root veg mash and some veggies.

    I have decided to work from home today. Boredom is setting in now :)

    The other half is still testing positive. 
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Good idea to keep the paid off debts on the list so you can see how far you’ve come. Soon be sub £34k.
    £350 to pay off the credit cards next week so that will see the total nicely below £34k :) 
  • There seems to be a lot of folk still testing positive past day 5 - hopefully that will set the minds at rest of those saying that the shortened period is too short.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    There seems to be a lot of folk still testing positive past day 5 - hopefully that will set the minds at rest of those saying that the shortened period is too short.
    The other half is on Day 7 now. He is well and truly fed up. In fact he is so fed up he is currently making tonight's shepherds pie which is unusual for him :) 
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