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Time to Face The Music

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  • joedenise
    joedenise Posts: 17,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm sure you'll enjoy it whatever and wherever you are :)

  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It is a low spends day today. I have been to the supermarket to pick a couple of small bits up.

    Breakfast, lunch and dinner are from stores though. Breakfast was crumpets, we have both taken our packed lunches to work and dinner tonight is loch trout with rice and vegetables.

    Today's jobs include:
    • vacuuming the house
    • cleaning the bathrooms
    • making tomorrow nights Shepherd's pie
    • loading up the van
    • walking the dog 
    A busier evening in store tonight but we need to get stuff done tonight because tomorrow we will literally have time to get home and have a quick shower before we need to head out in the van for the weekend.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    It's Friday and it's pay day.

    £200 paid to card 7 today.

    It is most definitely not going to be a no spends day today. We are taking the van to a pub we know very well for a couple of nights to meet up with some boating friends. It will be a spendy weekend I think.

    Breakfast, lunch and dinner are from stores today though. Breakfast was cereals, we have both taken our packed lunches to work and I have made a turkey mince shepherd's pie to stick in the oven tonight.

    We will get home from work tonight, grab a quick shower, load up the last couple of bits and fill up the water tank and then set off. We are only going half an hour down the road so we should be settled into our weekend spot by about 7.30pm and then no doubt we will head into the pub for a few quiet drinks before dinner.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    edited 29 October 2021 at 8:06AM

    Balances Update 29.10.21

     

    Furniture Loan = £0

    Debt 1 = £0

    Credit Card 1 =£0

    Credit Card 2 = £0

    Credit Card 3 = £0

    Credit Card 4 = £0


    Credit Card 5 = £918 (£100 repayment 19% interest)

    Credit Card 6 = £2920 (£100 repayment 0% interest until August 2022)

    Credit Card 7 = £10327 (£200 repayment 0% interest until November 2023)

     

    HP Car Loan = £1166(£251 repayment final payment February 2022)

    HP Motorhome Loan = £21230 (£393 monthly payment final payment April 2026)

     

     Total Debt = £36561

  • Sun_Addict
    Sun_Addict Posts: 24,368 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like a great weekend ahead. Enjoy 🍻
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your weekend  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Another spendy day in store today.

    Breakfast is from stores. Smoked bacon and egg sandwich but we are eating in the pub later on for dinner.

    They have a Halloween party later in the pub. The landlady is digging out some spare costumes for us because we didn't know about it 😀

    We have another friend coming to join us this afternoon for a few drinks. Not seen her for a long time so looking forward to a good catch up.
  • Balances still coming down nicely!

    Have a great weekend, sounds like will be lots of fun!
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • Enjoy your weekend! 
    We are off to a halloween party later too :smiley:
  • alt80
    alt80 Posts: 4,663 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hope you’re having a good one mate. 
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