Time to Face The Music

RelievedSheff

Sun_Addict said:

It looks a bit murky out there right now, hopefully it’ll stay dry and you can enjoy a long walk.

Finally managed to peel ourselves out of bed, looks like it has rained here but it is dry now. Very windy still though.

Other half has taken to dog for a quick wee while I make a start on breakfast.

Working our way around the house changing all the clocks. Everywhere we look there is another clock to change 🤣🤣🤣

RelievedSheff

We had a nice if not rather muddy walk to walk breakfast off. Another new route that takes in a mixture of canal tow path and woodland.


We are now back home, dinner is prepped for later and the dog is tucked up in bed in the kitchen drying off.

alt80

Sounds like you've had a nice Sunday @RelievedSheff

RelievedSheff

alt80 said:

Sounds like you've had a nice Sunday @RelievedSheff

It was a good day, rounded of a nice weekend. Looking forward to being able to go a little bit further afield next weekend

RelievedSheff

£150 paid to Card 4 today.

Other than the above it should be a no spends day.

Breakfast, lunch and dinner will be from stores. Breakfast was a sausage sandwich, the other half has taken his packed lunch to work, I am having a jacket potato and cheese for my lunch and dinner tonight is chicken casserole made with the left overs from Sunday lunch served in a giant Yorkshire pudding.

Todays jobs include:

• working from home
• vacuuming the house
• dusting the house
• load of washing
• posting a couple of Ebay packages
• walking the dog x 2

We have had a few good long chats about the motorhome over the weekend and we are swaying towards buying a new one, even though we know initially we will lose some money on it. We plan to keep the thing long term so the losses will level out. It does mean we would have to borrow more against it and take the loan out over a longer term, but it would also mean we have a new van and we will know it's full history from day 1.

Going to send a couple of emails to the dealers today to ask them a few questions.

RelievedSheff

Balances Update 28.03.21

Debt 1 = £0
Credit Card 1 = £0 
Credit Card 2 = £0 
Credit Card 3 = £2352 (£500 repayment 29.9% interest)
Credit Card 4 = £4808 (£150 repayment 0% interest)
Credit Card 5 = £7935 (£250 repayment 19% interest)
HP = £2929 (£251 repayment)
Furniture Loan = £0

Total Debt = £18024

ISA = £422 (£50 per month added)
Pennies Savings Account = £331 (Saved by rounding the bank balance to the nearest pound when logging on to online banking)
Motorhome Fund = £28000

Total Savings = £28753

RelievedSheff

It's all getting exciting in the garden. We have three purple carrot seedlings that have decided to show their heads this morning   

We had almost given up on them!!

Sun_Addict

If you're going to keep the motorhome for a long time then it makes good sense to buy new. I know you'll have a good plan in place whatever you decide to do.

It's exiting when the seedlings start to appear. Be it on my own head but I've left all the seed planting to Mr SA, just to give him something to take ownership of. Will be interesting to see what happens 😆

RelievedSheff

Sun_Addict said:

If you're going to keep the motorhome for a long time then it makes good sense to buy new. I know you'll have a good plan in place whatever you decide to do.

It's exiting when the seedlings start to appear. Be it on my own head but I've left all the seed planting to Mr SA, just to give him something to take ownership of. Will be interesting to see what happens 😆

To be fair Mr RS has done all of our planting as well. I think he has quite enjoyed it despite saying he doesn't like doing the garden  

We are almost certain we will go for a new one. Just need to chat through the sums with Mr RS tonight but I am pretty certain we will be making an appointment to see the dealers very soon. Good news is they have some brand new automatic vans coming in late June or early July so if we do order new it won't be a massive wait for it.

alt80

Money really does burn a hole in your pocket @RelievedSheff and I thought I was bad for the spending. 😆 Seriously, I think it makes sense to buy a new one - ultimately it’s a bed on wheels and I 100 wouldn’t buy a used bed lol.