Best reward/cash back credit card

VXman

Just returned to the UK after a few years abroad. Whats the credit card market like now then.
I use credit cards for general spending in the UK shopping, online, cars, petrol, supermarket, travel, booking holidays home and abroad - just everything really! Always settle at the end of the month.
I have a Halifax Clarity for use abroad and am using it here for the moment but there are no benefits.
So looking for recommendations for the best route in my situation.

dr_adidas01

VXman said:

Just returned to the UK after a few years abroad. Whats the credit card market like now then.
I use credit cards for general spending in the UK shopping, online, cars, petrol, supermarket, travel, booking holidays home and abroad - just everything really! Always settle at the end of the month.
I have a Halifax Clarity for use abroad and am using it here for the moment but there are no benefits.
So looking for recommendations for the best route in my situation.

You should do a search of the forum as there have been numerous recent posts with this information already discussed. 

The only 2 rewards ones left in the U.K. are Amex and Barclaycard rewards card. 

jay1804

Amex and or Barclaycard Rewards

NoodleDoodleMan

Amex is best for UK, especially if you are using it as described above, which is our practice.

There is a modest £25 annual fee, however that can be offset by the cashback accrued over 12 months - paid for 'er indoors yearly car service and MOT, a nice little earner.

Barclaycard Reward is good for holidays abroad - no FX fees at ATMs - as long as balance is paid in full when next monthly statement is due for settlement.

D3xt3r5L4b

NoodleDoodleMan said:

Amex is best for UK, especially if you are using it as described above, which is our practice.

There is a modest £25 annual fee, however that can be offset by the cashback accrued over 12 months - paid for 'er indoors yearly car service and MOT, a nice little earner.

Barclaycard Reward is good for holidays abroad - no FX fees at ATMs - as long as balance is paid in full when next monthly statement is due for settlement.

Or take the free offering.

Unless you’re spending more than £10k per year then there’s little point taking the card that had the fee. 

gobeye

The RBS / NatWest reward card is probably your next best bet for more traditional cards, 0.25% on general spend, 1% on supermarket shop. There are some non mainstream offerings about, if you want to know more PM me.

dcfc67

Virgin have a Mastercard where you get points for Virgin flights or use points for seat upgrades.

Amex gold card is also a great option but cancel before end of year one or its £140 a year. Lots of points?avios to be earnt if you hit spend targets and 2 free lounge passes for airport lounge then discounts for further visits.
Extra points if you get referred

2e0arr

which country did you return from and what card did you have there please ?

eskbanker

https://www.moneysavingexpert.com/credit-cards/best-credit-card-rewards/

Gerry1

gobeye said:

The RBS / NatWest reward card is probably your next best bet for more traditional cards, 0.25% on general spend, 1% on supermarket shop.

Hardly worth it with the £24 annual fee...

NoodleDoodleMan

D3xt3r5L4b said:

NoodleDoodleMan said:

Amex is best for UK, especially if you are using it as described above, which is our practice.

There is a modest £25 annual fee, however that can be offset by the cashback accrued over 12 months - paid for 'er indoors yearly car service and MOT, a nice little earner.

Barclaycard Reward is good for holidays abroad - no FX fees at ATMs - as long as balance is paid in full when next monthly statement is due for settlement.

Or take the free offering.

Unless you’re spending more than £10k per year then there’s little point taking the card that had the fee. 

Going by the OP's annual usage explanation he should meet that £10K threshold.