Private Landlords

sweetsand

mattyprice4004 said:

I'm over 20 stone - you don't want to know how many 'near end of life' baths I've accidentally finished off! 

The plastic bath was already in the property.  We went for a steel bath but you can now get these baths made out of other stuff and retian their shine and have the deep curvatures of a steel bath but much more modern and smart but cost a bomb, we have a couple of those in our home but would not put them in a rental as steel bath is the best.
From what you said about your weight and breaking baths, a gent worked at my place years ago was close to 27st and he broke toilets as he plonked down on them he evetually got a steel toilet.
Thanks

SXX

Thrugelmir said:

Grumpy_chap said:

I never mentioned any bail out for landlords, so fail to understand the comment.

I was referring to the obligation for the customers to pay.

Customers aren't always able to pay. Contingency for bad debts / late payment should be built into the business plan. Both parties need to work together to get through the period of difficulty. 

Under normal times you would manage bad debt by evicting.  As Evictions are banned landlords are unable to manage bad debts.

mattyprice4004

sweetsand said:

mattyprice4004 said:

I'm over 20 stone - you don't want to know how many 'near end of life' baths I've accidentally finished off! 

The plastic bath was already in the property.  We went for a steel bath but you can now get these baths made out of other stuff and retian their shine and have the deep curvatures of a steel bath but much more modern and smart but cost a bomb, we have a couple of those in our home but would not put them in a rental as steel bath is the best.
From what you said about your weight and breaking baths, a gent worked at my place years ago was close to 27st and he broke toilets as he plonked down on them he evetually got a steel toilet.
Thanks

Luckily the weight is on the way down, and I never quite touched 27 stone - but I was worryingly close!
So far it's just a couple of baths - I've never 'popped the porcelain' yet

JCS1

And BBC news article to confirm it is unlawful for landlords to discriminate against those on benefits.  
https://www.bbc.co.uk/news/uk-53821317

Grumpy_chap

The big issue is, many landlords try to manage their business risk by insuring against void periods arising through non-payment of rent.  That is prudent business management on their part.  Unfortunately, the insurers will not provide cover if the proposed tenants derive their income from benefits.  It is the insurers that need to change to facilitate the landlords changing.

There could also be a change to allow housing benefit to be paid direct to landlords, as was the case until relatively recently.  This was changed so that the payment goes to the tenant first.

silvercar

Grumpy_chap said:

There could also be a change to allow housing benefit to be paid direct to landlords, as was the case until relatively recently.  This was changed so that the payment goes to the tenant first.

That is harder with Universal Credit as it is all one payment.
Don't think it was relatively recently, more like a decade ago.

Grumpy_chap

silvercar said:

Don't think it was relatively recently, more like a decade ago.

Time flies when you are having fun!

Jeremy535897

Grumpy_chap said:

silvercar said:

Don't think it was relatively recently, more like a decade ago.

Time flies when you are having fun!

Faster than you think. It started on 7 April 2008.

silvercar

You still can persuade the council to pay direct, but there are hoops to jump, there must be evidence that the tenant can't manage to pay the rent themselves/ manage their money/ in danger of eviction....

mattyprice4004

JCS1 said:

And BBC news article to confirm it is unlawful for landlords to discriminate against those on benefits.  
https://www.bbc.co.uk/news/uk-53821317

Ultimately landlords can still accept all applications, and then simply choose a tenant that is clearly not on DSS - the selection process is and should be down to their own choice. 

It's a gaping big hole in the system, but apart from letting a public / independent body choose tenants there's not really another way.