Private Landlords

sweetsand

Jeremy535897 said:

Unfortunately I doubt that the mortgage and insurance companies that don't allow tenants on benefits will change policy any time soon. 

Insurance co's as far as i know cover some bits but not the rent protection is what we are told and premiums go up for the groups we mentioned. If people want to house students, anyone for free they are welcome, I do not have a problem with that.

poppy12345

sweetsand said:

Grumpy_chap said:

sweetsand said:

none of us have students, those out of work or the self employed, 

These groups, taken as a whole, are no more or less likely to be bad tenants than the population at large.  Indeed, sometimes, they can be more grateful for a good property and good landlord, given the extent of prejudice against them.

avoid, avoid, avoid those out of work,

Really? and why? I've not been able to work for many years because of a disability and i privately rent, never owed any landlords any rent in more than 10 years of privately renting. I take pride in my home and pay from my own pocket to make my home the best i can make it and yet we are all tarred with the same old dirty brush. I have a cat, that i paid extra for to my landlord so i could take him with me. He doesn't scratch walls, or use the toilet anywhere but his little tray. If you came into my home you wouldn't know i have a cat.

I've reported 5 issues with my house in 7 months and i'm still waiting for someone to come to sort out the issues. These range from cracks in 3 ceilings, broken and very unsafe decking in the garden and drafty windows that i can hear outside inside but i still continue to wait...

Lets not just tar those that can't work but think of the LL's that choose not to do repairs when needed, that don't look after the good tenants like they really should.

LL's that refuse those claiming benefits make me sick...

rosiesposies

Lol. I earn 80k a year in secure employment but I have a small dog, guess I’ll count myself lucky I’ll never get to have the privilege of you as a landlord! 

Can someone get this troll out of here 🙄sweetsand said:

Jeremy535897 said:

Unfortunately I doubt that the mortgage and insurance companies that don't allow tenants on benefits will change policy any time soon. 

Insurance co's as far as i know cover some bits but not the rent protection is what we are told and premiums go up for the groups we mentioned. If people want to house students, anyone for free they are welcome, I do not have a problem with that.

mattyprice4004

poppy12345 said:

sweetsand said:

Grumpy_chap said:

sweetsand said:

none of us have students, those out of work or the self employed, 

These groups, taken as a whole, are no more or less likely to be bad tenants than the population at large.  Indeed, sometimes, they can be more grateful for a good property and good landlord, given the extent of prejudice against them.

avoid, avoid, avoid those out of work,

Really? and why? I've not been able to work for many years because of a disability and i privately rent, never owed any landlords any rent in more than 10 years of privately renting. I take pride in my home and pay from my own pocket to make my home the best i can make it and yet we are all tarred with the same old dirty brush. I have a cat, that i paid extra for to my landlord so i could take him with me. He doesn't scratch walls, or use the toilet anywhere but his little tray. If you came into my home you wouldn't know i have a cat.

I've reported 5 issues with my house in 7 months and i'm still waiting for someone to come to sort out the issues. These range from cracks in 3 ceilings, broken and very unsafe decking in the garden and drafty windows that i can hear outside inside but i still continue to wait...

Lets not just tar those that can't work but think of the LL's that choose not to do repairs when needed, that don't look after the good tenants like they really should.

LL's that refuse those claiming benefits make me sick...

So you’d like us not to tar all benefits tenants with the same brush, but then you do the same to landlords?

Hmmmm

Galloglass

A supposedly right wing Tory government has effectively nationalised private housing for the duration of the pandemic and not even had to compensate owners! 

Private landlords (and hotels) are indirectly subsidised to the tune of some £30bn a year through Housing Benefit/UC. There is a ban on homelessness which means that if you can't (not won't) pay your rent, you will be found accomodation through the Homelessness Reduction Act. So effectively a landlord can't lose unless they are particularly poor business people.

It is different from running a business as if you lose your job there is not the equivalent duty to find you a job.

Professional landlords carry out affordability checks (different from credit checks) and have teams to intervene at the first sign of financial strain. If private landlords just sit and complain, given the market is being propped up by various subsidies, then don't need sympathy. They just need to get out of the business, 

Grumpy_chap

There is a problem with the coronavirus rules that is causing a distortion.
Everyone wants to support those that cannot pay because of coronavirus.  The eviction ban also create a large number of will not pay, who do not warrant the same forbearance.

poppy12345

mattyprice4004 said:

poppy12345 said:

sweetsand said:

Grumpy_chap said:

sweetsand said:

none of us have students, those out of work or the self employed, 

These groups, taken as a whole, are no more or less likely to be bad tenants than the population at large.  Indeed, sometimes, they can be more grateful for a good property and good landlord, given the extent of prejudice against them.

avoid, avoid, avoid those out of work,

Really? and why? I've not been able to work for many years because of a disability and i privately rent, never owed any landlords any rent in more than 10 years of privately renting. I take pride in my home and pay from my own pocket to make my home the best i can make it and yet we are all tarred with the same old dirty brush. I have a cat, that i paid extra for to my landlord so i could take him with me. He doesn't scratch walls, or use the toilet anywhere but his little tray. If you came into my home you wouldn't know i have a cat.

I've reported 5 issues with my house in 7 months and i'm still waiting for someone to come to sort out the issues. These range from cracks in 3 ceilings, broken and very unsafe decking in the garden and drafty windows that i can hear outside inside but i still continue to wait...

Lets not just tar those that can't work but think of the LL's that choose not to do repairs when needed, that don't look after the good tenants like they really should.

LL's that refuse those claiming benefits make me sick...

So you’d like us not to tar all benefits tenants with the same brush, but then you do the same to landlords?

Hmmmm

I've had several different landlords spaced over 19 years and i've yet to find a decent one...

mattyprice4004

poppy12345 said:

mattyprice4004 said:

poppy12345 said:

sweetsand said:

Grumpy_chap said:

sweetsand said:

none of us have students, those out of work or the self employed, 

These groups, taken as a whole, are no more or less likely to be bad tenants than the population at large.  Indeed, sometimes, they can be more grateful for a good property and good landlord, given the extent of prejudice against them.

avoid, avoid, avoid those out of work,

Really? and why? I've not been able to work for many years because of a disability and i privately rent, never owed any landlords any rent in more than 10 years of privately renting. I take pride in my home and pay from my own pocket to make my home the best i can make it and yet we are all tarred with the same old dirty brush. I have a cat, that i paid extra for to my landlord so i could take him with me. He doesn't scratch walls, or use the toilet anywhere but his little tray. If you came into my home you wouldn't know i have a cat.

I've reported 5 issues with my house in 7 months and i'm still waiting for someone to come to sort out the issues. These range from cracks in 3 ceilings, broken and very unsafe decking in the garden and drafty windows that i can hear outside inside but i still continue to wait...

Lets not just tar those that can't work but think of the LL's that choose not to do repairs when needed, that don't look after the good tenants like they really should.

LL's that refuse those claiming benefits make me sick...

So you’d like us not to tar all benefits tenants with the same brush, but then you do the same to landlords?

Hmmmm

I've had several different landlords spaced over 19 years and i've yet to find a decent one...

That’s unfortunate, but does that mean we all deserve to be tarred with the same brush?
You are complaining about landlords doing EXACTLY what you’re doing - assuming the worst. 

When the boiler broke in my rental property I made the 15 mile journey at 9pm (about an hour after being told by the tenant) in awful weather last winter to drop off 4x electric heaters and helped the tenant set them up, and returned at 11am the next day with the parts to fix it. 

I’ve had bad tenants too, but I have the grace and mental fortitude to appreciate they’re not all bad. 

It may be wise for you to adopt a similar mindset  

sweetsand

poppy12345 said:

sweetsand said:

Grumpy_chap said:

sweetsand said:

none of us have students, those out of work or the self employed, 

These groups, taken as a whole, are no more or less likely to be bad tenants than the population at large.  Indeed, sometimes, they can be more grateful for a good property and good landlord, given the extent of prejudice against them.

avoid, avoid, avoid those out of work,

Really? and why? I've not been able to work for many years because of a disability and i privately rent, never owed any landlords any rent in more than 10 years of privately renting. I take pride in my home and pay from my own pocket to make my home the best i can make it and yet we are all tarred with the same old dirty brush. I have a cat, that i paid extra for to my landlord so i could take him with me. He doesn't scratch walls, or use the toilet anywhere but his little tray. If you came into my home you wouldn't know i have a cat.

I've reported 5 issues with my house in 7 months and i'm still waiting for someone to come to sort out the issues. These range from cracks in 3 ceilings, broken and very unsafe decking in the garden and drafty windows that i can hear outside inside but i still continue to wait...

Lets not just tar those that can't work but think of the LL's that choose not to do repairs when needed, that don't look after the good tenants like they really should.

LL's that refuse those claiming benefits make me sick...

Hi Poppy
Please read my previous posts and the whole post where you took the three words from read the other prargrapghs and to remind you that we have not rasied rents for over two years told our T's to tell us asap if they have problems with rent and before the lockdown we advised our letting agent to be gentle on T's if they can't work due to Covid and that is before the government decalred her hand with the taxpayers money.

FYI. the properties we own to rent out are in nice locations and in very good conditions like somewhere we would live if we had to.
Who we choose to rent out to is our choice within the relams of the law, we have worked hard, we have saved hard, we have gone without holidays for years, we have worked close to 80 hours a week at times and quite often did 55 hours a week. There, it is our property and we will rent out to whom we feel is the lowest risk and that is that as no one will give us a penny if they trash the place.

About you being made "sick by ll's that...."  - with respect it is not a charity and as others have said renting out to the groups we mentioned costs more in insurance etc and certain types of insurance you can't get eh rental protection.
I stand by the fact I would not rent out to the groups I mentioned and it is within the law.
x

sweetsand

mattyprice4004 said:

poppy12345 said:

mattyprice4004 said:

poppy12345 said:

sweetsand said:

Grumpy_chap said:

sweetsand said:

none of us have students, those out of work or the self employed, 

These groups, taken as a whole, are no more or less likely to be bad tenants than the population at large.  Indeed, sometimes, they can be more grateful for a good property and good landlord, given the extent of prejudice against them.

avoid, avoid, avoid those out of work,

Really? and why? I've not been able to work for many years because of a disability and i privately rent, never owed any landlords any rent in more than 10 years of privately renting. I take pride in my home and pay from my own pocket to make my home the best i can make it and yet we are all tarred with the same old dirty brush. I have a cat, that i paid extra for to my landlord so i could take him with me. He doesn't scratch walls, or use the toilet anywhere but his little tray. If you came into my home you wouldn't know i have a cat.

I've reported 5 issues with my house in 7 months and i'm still waiting for someone to come to sort out the issues. These range from cracks in 3 ceilings, broken and very unsafe decking in the garden and drafty windows that i can hear outside inside but i still continue to wait...

Lets not just tar those that can't work but think of the LL's that choose not to do repairs when needed, that don't look after the good tenants like they really should.

LL's that refuse those claiming benefits make me sick...

So you’d like us not to tar all benefits tenants with the same brush, but then you do the same to landlords?

Hmmmm

I've had several different landlords spaced over 19 years and i've yet to find a decent one...

That’s unfortunate, but does that mean we all deserve to be tarred with the same brush?
You are complaining about landlords doing EXACTLY what you’re doing - assuming the worst. 

When the boiler broke in my rental property I made the 15 mile journey at 9pm (about an hour after being told by the tenant) in awful weather last winter to drop off 4x electric heaters and helped the tenant set them up, and returned at 11am the next day with the parts to fix it. 

I’ve had bad tenants too, but I have the grace and mental fortitude to appreciate they’re not all bad. 

It may be wise for you to adopt a similar mindset  

Great post. Sadly many T's forget that there are many good LL's just like T's.
Recently we had a brandnew bathroom suite completed in a rented apartment the plastic bath cracked - we did not question it as the T's appear good a professional couple - bath was cut into the wall and basin over it - we had the whole suite repalced top to bottom having expalined to the T it would be more cost effective and they would get a brandnew bathroom with shower - all completed within 4 days and now a flash steel bath and T's very happy and we won't increase their rent for the third year.
In other properties, we have a repairs gurantee on boilers etc  - but some make statments like Poppy tarnish all LL's with a negative brush.