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Debt Clearing and Deposit Saving.......

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  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 21 January 2021 at 3:48PM
    94 Days to Go.......

    £10 paid off the card, so the balance is now £1,636.45. I have also just redeemed £50 from You Gov, and I will apparently have the money in my bank tomorrow, so I think I might now be able to meet my next target by Friday next week after all. With the £80 I'll be making in daily £10 payments, and that £50, I'd only need to find £6.45!!

    Spent the morning cleaning our en-suite. Also finished my mum's cross stitch bookmark yesterday.

    Emz xx
  • jwil
    jwil Posts: 21,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow, that's quick with You Gov!  Well done on the payments, that card is really going down.
    "If you can dream it, you can do it". Walt Disney
  • Fidelia
    Fidelia Posts: 321 Forumite
    100 Posts First Anniversary Name Dropper
    jwil said:
    Wow, that's quick with You Gov!  Well done on the payments, that card is really going down.
    I agree with all this.
    I love YouGov but take years to reach payout level.  Still plodding on to my latest £50, I think I still have about £10's worth of points still to go.  I hardly ever get survey invites from them these days, a couple a month if I'm lucky. Apart from Prolific I'm finding surveys a dead loss as far as making money goes.
    New Challenge:  Tilly Tidy as much as possible in 2022.  Running total to 26 Feb: £183.77

    Tilly Tidy to £1200+ by 31/12/2021 Challenge.   
    Final 2021 total: £1313.37 /£1200+     Average £109.45/month 
    J£74.95/F£92.17/M£99.42/A£98.20/M£116.30/J£129.68/J£93.37/A£140.25/S£128.10/O£119.57/N£106.20/D:£115.16
  • beanielou
    beanielou Posts: 95,376 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I gave up on YOu Gov.
    Surveys too long & boring.
    Took me about 2 years to get to payout last time xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I'll keep you all posted on the payment. It said when I redeemed that it would get processed the next working day and should be in my account on the same day. Fingers crossed.

    I was about £6 off the £50, I did a survey, and at the end it asked me if I wanted to share my Netflix and search history with them for points. I had to download an add-on on my browser, and it took me through to Netflix and my browser and let me share my history. Took me about a minute and they gave me 800 points and told me I could do the same next week. I looked at my balance, and the points were there.

    Emz xx
  • Wow  :) you have made such progress
    Keep on going, you got this  :)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 22 January 2021 at 8:51PM
    93 Days to Go........

    £10 paid off the card today, so the balance is now £1,626.45. Surprise surprise - no You Gov money through. Fingers crossed I get it at some point next week.

    Emz xx
  • I haven't had my one poll one yet either but they say can take up to 28 days so could you gov be similiar? 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 23 January 2021 at 5:39PM
    92 Days to Go.......

    £10 paid off the card today, so the balance is now £1,616.45. I've also had to pay off the interest that was added this month, so that the balance doesn't go up.

    I've spent most of the day cleaning my living room (it's a big room!!). I'm hopeful that because I have cleaned every room this week (or I would have done tomorrow), it won't take as long to do next week onwards, and I can get away with just spending an hour a morning on housework, so I get more chances to earn money.

    Emz xx
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning

    Unfortunately I think I'm going to have to stop the daily payments to my card. A couple of old, forgotten debts have reared their ugly heads and I've got to start making payments to them from next month onwards. I'm still going to pay any extra money I earn towards my card, but I clearly won't be able to clear it before my birthday without the £10 daily payments I have been making. 

    Having said that, I have paid £76.65 off the card (rebate from my oxygen company for the electric I use), so the balance is now £1,539.80.

    Emz xx
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