Student loans and pensions

Fergie42

Ginger.ice wrote: »

Precisely the same response I received. Did it take them precisely 56 days the send that pile of BS?


Shahan seems to be instigator of these horrendously dismissive responses. Lets hope he's out of a job by the end of the month. Total scumbags.

It was from Shahan yes...got it within a week though. It must have taken him 56 days to think it up!!


good luck

RingoC

Thanks for this thread. Has given me a new found hope on trying to resolve some of my issues and spurred me on to sending off one complaint to QQ yesterday. Now to tackle the other 5 companies

Ginger.ice

Ringo,


Expect prolonged waits and to be fobbed off at every opportunity, but stick with it.


If they reject or even offer a partial settlement send it to the FOS. Not only will you most likely win, you will also be causing these immoral scumbags untold disruption.


The more people that join this growing army the better!

Mrs_Ryan

The post about MyJar has just given me the punt I needed to email them! Thanks Fergie42 and congrats

Delete33

Hi ringoc. Keep us posted on your progress, if you need help just ask us.;)

funkypriest

Had a chat with the FOS today about QQ.

Do you know how long I will likely be waiting for a response from either QQ or the FOS?

Thanks!

WorkingTowardsDebtFree

I am awaiting investigations into my complaints to a couple of PDL's at the moment.

I have another question though: I have a settled CCJ that was for a PDL originally for £150. This ended up at about £1800+ due to constantly providing me with a new loan "to help me out" with the debt I had with them, and this culminated in a CCJ of the £1800+.

I settled the CCJ years ago (and the PDL accepted around £900 IIRC to settle it, but by their own admission they'd made a packet off of me overall so they had no problems doing that for me!!!).

My question is: have I any argument to have the CCJ set aside, even though it was settled years ago? I didn't defend it at the time which I think may be looked at negatively on my part, but then the understanding of what is legal, moral and acceptable around PDLs today wasn't there then so I believed (and still believe that at that time) I wouldn't have stood a chance defending it.

TIA for any advice.

Fergie42

Mrs_Ryan wrote: »

The post about MyJar has just given me the punt I needed to email them! Thanks Fergie42 and congrats

Go for it!!


They were actually very quick (about a week) and no problem at all...not like some of the others.


Good luck

RingoC

Ginger.ice wrote: »

Ringo,


Expect prolonged waits and to be fobbed off at every opportunity, but stick with it.


If they reject or even offer a partial settlement send it to the FOS. Not only will you most likely win, you will also be causing these immoral scumbags untold disruption.


The more people that join this growing army the better!

Thanks for the encouragement. I have just sent off to Wonga for them to give me the figures I need for the 19 that I had with them between 2011 and Dec 2014 (many rolled over).

QQ - 8 loans totalling £3625 (paid back £5233)
PDUK - 4 loans totalling £1110 (paid back £1412.70)
LS - 5 loans totalling £1710 (paid back £2911.44)
P2P - 2 loans totalling £2049.98 (paid back 3606.58)
Sunny - 10 loans total unknown as missing values for 3 of those. But for the 7 totalling £2350 (paid back 4645.44)

A grim picture

Currently owe to QQ, Sunny and LS approx 2500 in total

Fergie42

Just a quick update. Sent e-mail to PDUK this week and got a response today saying they would be writing with a final response in up to 4 weeks time. Quite quick for them I think reading some of the posts on here. Maybe we are getting them to notice us finally.
Onwards and upwards everyone