Student loans and pensions

Delete33

PDL make their own credit score about you using Experian and other sources. When the PDL says your credit score was high or low it is BU--shi-. These are delaying tactics used by PDL. Read Debt Camel posts for more information regarding credit scores.

Bruster

According to what it says... I've had 2 payday loans in years.

Delete33

Hi Bruster, The loans drop off your credit report at the PDL request. I think a lot more will vanish as this is good evidence for the FOS, Bank Statements are good evidence for the FOS also and the PDL can not touch these.

cmc_entertainment

just sifted through5 years worth of statements that luckily Lloyds allows direct export downloads.

After around 2 days work collating, i am extremely shocked to say that the running totals are horrendous to say the least.

If all that dosh was put into another direction, I would be debt free a long time ago.

Now i do not need to wait for a statement, especially pduk, so a letter being drafted similar to qq one hopefully today to send off

Delete33

Its well worth the effort going through Bank Statements and collating your evidence, at some stage if you need the FOS they will ask for any evidence you have to support your complaint, Bank Statements are all the FOS need really. Its there in black and white how you were Ripped off and stuck in the PDL cycle.

excited_to_be_free

cmc_entertainment wrote: »

just sifted through5 years worth of statements that luckily Lloyds allows direct export downloads.

After around 2 days work collating, i am extremely shocked to say that the running totals are horrendous to say the least.

I've done the same. And very embarrassed to say the least.

debtfree2016x

Can banks give me statements from years ago m- end of 2012 until end of 2013? I haven't got online banking with TV as I opened up an account with Halifax after all the worry with the pdl so would need to ring them

Mrsbowbow

Hi has anybody had a luck with a Refund from "Sunny" ?? Ive not seen much about them on here as yet, I've just sent an email so fingers crossed

cmc_entertainment

Mrsbowbow wrote: »

Hi has anybody had a luck with a Refund from "Sunny" ?? Ive not seen much about them on here as yet, I've just sent an email so fingers crossed

I am yet to put on in for Quid / Sunny, but its on the cards

Delete33

Hi mrsbowwow, Go to DebtCamel, A poster on there had a payout from Sunny, I think it was over £500.