Student loans and pensions

Willing2Learn

If you are saying it just became so confusing to calculate outgoings due to the sheer number of loans...then I would still escalate to the FOS

DebbieJohnson

Okay thanks if they said to me why didn't i do the correct amount and i say its because i got confused then i wont get in trouble? Do the FOS ask you for bank statements?

DebbieJohnson

Also sorry one last thing i did all my complaints on resolver, i did 8 and three have come back saying no do i wait for the other 5 and then go to fos? thanks

sourcrates

DebbieJohnson wrote: »

Okay thanks if they said to me why didn't i do the correct amount and i say its because i got confused then i wont get in trouble? Do the FOS ask you for bank statements?

DebbieJohnson wrote: »

Also sorry one last thing i did all my complaints on resolver, i did 8 and three have come back saying no do i wait for the other 5 and then go to fos? thanks

Hi,


No one is looking to trip you up here, just explain things in a correct and concise manner, you will need to make separate claims to the FOS for each lender, so the sooner you get started the better, as there will be a waiting period.

Willing2Learn

DebbieJohnson wrote: »

Okay thanks if they said to me why didn't i do the correct amount and i say its because i got confused then i wont get in trouble? Do the FOS ask you for bank statements?

I am definitely not saying to mislead or lie. It is just that you seemed confused from your previous post.

DebbieJohnson wrote: »

... i did all my complaints on resolver, i did 8 and three have come back saying no do i wait for the other 5 and then go to fos? thanks

I'd do the whole lot together.

Lorraine27

Could you let me know some more details as my son is in this situation now with debts up to £18,000.

Willing2Learn

Lorraine27 wrote: »

Could you let me know some more details as my son is in this situation now with debts up to £18,000.

DebtCamel - How to get a payday loan refund (with template letters)

Mel_86

Hi,

I was just wondering for the people that have been successful in reclaiming money back from the pay day loan companies did yous have outstanding loans still to pay while trying to reclaim? I currently owe £444 on a wonga and £150 on my jar and just wanted to know do you still have to make the monthly payment at the end of the month while waiting on them getting back to you. Are you best sending a letter or email? Thanks!

DebbieJohnson

Hi, My Jar have come back and made me an offer of £1,064.27 has anyone else had an offer from them before and did you accept the first offer?
Thanks

Guybrush_Threepwood

Mel_86 wrote: »

Hi,

I was just wondering for the people that have been successful in reclaiming money back from the pay day loan companies did yous have outstanding loans still to pay while trying to reclaim? I currently owe £444 on a wonga and £150 on my jar and just wanted to know do you still have to make the monthly payment at the end of the month while waiting on them getting back to you. Are you best sending a letter or email? Thanks!

Yes, I have been claiming for multiple PDLs whilst all have outstanding balances, and some even have been passed to third party collection agents. In some cases, the refund of interest/charges has been enough to wipe the outstanding balance or at least drastically reduce it, with any surplus being paid out to me.