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How much my partner should pay to live in my house

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  • swingaloo
    swingaloo Posts: 3,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 17 July 2020 at 6:44PM
    I think a lot depends on what you have already discussed with her. You refer to her as your 'Partner', in reality is she a casual girlfriend or do you see a future together? How did the idea of her moving in happen because that may explain her reasoning. Was it a 'I cant bear to be without you, lets move in together and plan a future' type thing or a casual 'Do you want to come and stop at mine?'. 
    If you are planning a future together then when is it going to be the time to pool resources  and see it as both your homes. Or will it be 'yours' indefinitely. Is she looking at 'happy ever after' whilst you are looking to expect her replace a broken cup if she breaks one. 
    Will she have money to invest in your house if you do stay together? I think the sensible thing would be for you both to split the bills but instead of charging her a premium ask her to put some money into a savings account which will buy into the house if you do decide the relationship is permanent then you will be equals. Whilst Im dislike those of those that move in with someone and then claim a share in the property, equally I wouldn't want to be in a relationship where I would always feel I was living in 'your' house. If you really are partners then you need to do a lot of talking about both your expectations. The words How much should I charge My partner to live in My house seem odd to me. Maybe Im just old school but if I were to be called someones partner I would want to get things on a more equal footing.
  • MovingForwards
    MovingForwards Posts: 17,154 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Thanks all its great to get a bit of unbiased advice.
    I didnt think i was being unreasonable and it seems the majority of you agree.
    I do have to mention a couple of comments though-
    Yeah it’s always a great sign of a fantastic relationship when she won’t pay to help you if the fridge you’re both using conks out and you want to charge her for the wear and tear of her !!!!!! on your sofa... 
    I said it would be up to me to buy a new fridge/washing machine/sofa/repairs or anything else so not quite the same as what you said.
    .Morbier said:
    From the information given, it seems neither of you are thinking of this as a long-term relationship, otherwise you'd be adding her to the mortgage and splitting costs accordingly.  I would endorse previous comments and say that if you can't agree terms, then don't do it!
    Would you add someone to your mortgage and sign over half your house to someone you had only been dating less than a year?
     Thanks again all for your comments.

    In all honesty, don't have her move in until you have been together for a few years. There's no rule that says you have to live together after being a couple for 9, 12, 24 months etc.

    You have saved for a while, got your own home and only been in it a year yourself.
    Mortgage started 2020, aiming to clear 31/12/2029.
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