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How much my partner should pay to live in my house

24

Comments

  • Thanks all its great to get a bit of unbiased advice.
    I didnt think i was being unreasonable and it seems the majority of you agree.
    I do have to mention a couple of comments though-
    Yeah it’s always a great sign of a fantastic relationship when she won’t pay to help you if the fridge you’re both using conks out and you want to charge her for the wear and tear of her !!!!!! on your sofa... 
    I said it would be up to me to buy a new fridge/washing machine/sofa/repairs or anything else so not quite the same as what you said.
    .Morbier said:
    From the information given, it seems neither of you are thinking of this as a long-term relationship, otherwise you'd be adding her to the mortgage and splitting costs accordingly.  I would endorse previous comments and say that if you can't agree terms, then don't do it!
    Would you add someone to your mortgage and sign over half your house to someone you had only been dating less than a year?
     Thanks again all for your comments.
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm usually adamant it should just be half bills, but blimey yours are cheap! Don't forget the extra council tax! I think you're offering a great deal and honestly don't see how she can think she's hard done by. Are you sure you're including everything? Insurance, council tax, water, gas/electric (which will prob be lots more in-house), TV packages and licence, phone, broadband, etc. And don't forget shopping - is she expecting to pay half or does she think that's included?
    2024 wins: *must start comping again!*
  • Robin9
    Robin9 Posts: 12,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Would you add someone to your mortgage and sign over half your house to someone you had only been dating less than a year?
     Thanks again all for your comments.
    Yes - I married my wife a year meeting her - put her name on the deeds, joint bank accounts straight away.  It about confidence.
    PS That was 35 years ago -  we just pool everything with additional separate bank accounts for personal spend.
    Never pay on an estimated bill. Always read and understand your bill
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What she wants to pay would actually make me worse off and she would have her entire housing costs for £150 a month and be far better off.
    If she's happy for you to have a reduced income as a result of her moving in, you don't really need to know anything else - don't do it!
    If she moves in and pays you £250, you both win - she should be happy with that.
  • Ratkin007
    Ratkin007 Posts: 152 Forumite
    Sixth Anniversary 100 Posts
    it's your house so up to you how you work it out. When I moved in with my partner he just wanted me to pay for the food shopping. And then we'd go together and he insisted on paying for it.  In the end I took it on myself to pay gas/electric online as I didn't feel it right to live with him and not contribute. That said £250 a month sounds a bargain wherever you live, especially if it includes food. 
  • Flugelhorn
    Flugelhorn Posts: 7,385 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Robin9 said:

    Would you add someone to your mortgage and sign over half your house to someone you had only been dating less than a year?
     Thanks again all for your comments.
    Yes - I married my wife a year meeting her - put her name on the deeds, joint bank accounts straight away.  It about confidence.
    PS That was 35 years ago -  we just pool everything with additional separate bank accounts for personal spend.
    we did similar, married less that a year after meeting 34 years ago. Have to pool the money, for a while it was me not working / working part time when kids were young then it was me working ++ while OH looked after the house and family. Couldn't tell you know where the different bits of money in the pot came from 
  • [Deleted User]
    [Deleted User] Posts: 3,297 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Hi all just after some independent advice here.
    Me and my partner have been together about 9 months and she will be moving in with me soon.
    This is where we have hit a massive problem in what she pays to live in my house.
    I only brought the house a year ago so I pay a mortgage on it which is mine and I dont want any contribution towards.
    I worked out that the basic utility bills for the 2 of us would be about £300 a month so £150 each.
    She has said that its my house so everything in it is mine and she has/wants no responsibility for it meaning if we needed a new fridge/washing machine/sofa/repairs etc that all would fall on me which is fair enough.
    Because of this I suggested £250 a month which would include all bills and pay something towards the upkeep of the house and all the furnishings she would have full use of (decreasing their life span as they will be used a lot more)
    This is where we hit the problem as she refuses and is adamant she should just pay £150 for the utilities that she uses.
    I dont think it is fair she expects to live for free in my house while expecting me to be responsible 100% for the general upkeep which will obviously be more with two people living in it than one.
    I also thought i was being really nice by saying only £250 but she does not see it like that :(
    What she wants to pay would actually make me worse off and she would have her entire housing costs for £150 a month and be far better off.
    Would love to hear your thoughts on this.
    Thanks
    Another thread that belongs on the Marriages and Relationships board. You can't have your cake and eat it. You say you don't want a contribution towards the mortgage yet you are asking your partner of 9 months to pay more than just half your other bills. Which is it? How would you be worse off if your partner paid half the bills? I doubt your gas, electricity and internet costs would increase by more than 100%. Your council tax will only increase by 25% and that will be covered by your partner's contribution towards the bills.
  • JGB1955
    JGB1955 Posts: 3,881 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    She should be contributing 50% of everything (food/council tax/water/electricity/insurance/gas/house maintenance/window cleaner etc etc) EXCEPT the mortgage.
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • JGB1955
    JGB1955 Posts: 3,881 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Does she realise that £150 would only buy her a bed in a 6 bed youth hostel room for 5 nights?
    #2 Saving for Christmas 2024 - £1 a day challenge. £325 of £366
  • steve866
    steve866 Posts: 542 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    JGB1955 said:
    She should be contributing 50% of everything (food/council tax/water/electricity/insurance/gas/house maintenance/window cleaner etc etc) EXCEPT the mortgage.
    So she should live rent free?
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