Santander mortgage timeline

Mononoke87

frogeye said:

Mononoke87 said:

After long stressful wait we finally got our mortgage offer today! Don't lose hope people!
Our timeline:
29/08 - full mortgage application
04/09 - desktop valuation
22/09 - requested September payslips
24/09 - went to UW queue
29/10 - after many chasers and escalations by MB offer received!

We didn't get any queries from UWs as our case was pretty straight forward, both employed, nothing bad on credit history

Congratulations! We got our offer today too - application went in 03/09.  Bit of a stressful wait tbh so it's a relief now isn't?! It hasn't quite sunk in yet though as we have been so used to disappointment at 5pm when working day over and we hadn't heard anything!!

Congrats!!!
Oh yes, I was dreading 5pm everyday it got really difficult at the end of 2 months wait, especially seeing some lucky people get their offers so quickly.
We got the news 8am today but it took me 2 hours to actually digest it and start happy dancing 😄

pinklady3333

NatNat77 said:

FTB20 said:

NatNat77 said:

Congrats! 
So we're going to have to wait another couple of weeks for our formal offer as the valuation isn't being done until 9th Nov and it's going to be a physical one. The lady at santander told me it was being done yesterday but it must have been when they passed it to the valuation company 🤦

Snap! Ours is being done the same week so another 2 week wait 

We're literally following the same timeline aren't we  

Mines booked for the 10th. No idea if it’s a physical valuation or not. 

FTB20

pinklady3333 said:

NatNat77 said:

FTB20 said:

NatNat77 said:

Congrats! 
So we're going to have to wait another couple of weeks for our formal offer as the valuation isn't being done until 9th Nov and it's going to be a physical one. The lady at santander told me it was being done yesterday but it must have been when they passed it to the valuation company 🤦

Snap! Ours is being done the same week so another 2 week wait 

We're literally following the same timeline aren't we  

Mines booked for the 10th. No idea if it’s a physical valuation or not. 

Good luck, we’ll all be waiting for that week. Have no idea which one we have either they just said it’s booked in 

NatNat77

I only know what mine is as the valuation company they use called me and asked for the estate agents number this morning. Santander told me it was booked in yesterday, which is obviously wrong. Gutted I won't be able to relax with my formal offer for another 2 weeks 

pinklady3333

NatNat77 said:

I only know what mine is as the valuation company they use called me and asked for the estate agents number this morning. Santander told me it was booked in yesterday, which is obviously wrong. Gutted I won't be able to relax with my formal offer for another 2 weeks 

So once the valuation is done do we then end up in the queue for the underwriters? Or are we already in that queue now? 

And as I’m through a broker can I not chase myself? 

FTB20

pinklady3333 said:

NatNat77 said:

I only know what mine is as the valuation company they use called me and asked for the estate agents number this morning. Santander told me it was booked in yesterday, which is obviously wrong. Gutted I won't be able to relax with my formal offer for another 2 weeks 

So once the valuation is done do we then end up in the queue for the underwriters? Or are we already in that queue now? 

And as I’m through a broker can I not chase myself? 

Everyone’s timelines seem to be different, we have been through underwriting and now approved subject to valuation. Some people have valuation instructed upon application - your MB should be able to update you, I have a tracker that tells me the stages that have been completed. 

[Deleted User]

Did you apply direct with Santander to get access to that tracker or is there a weblink anyone (including Broker submissions) can use?

MatthewB21

MJT0801 said:

Did you apply direct with Santander to get access to that tracker or is there a weblink anyone (including Broker submissions) can use?

Here is the broker tracker link.

https://www.santanderforintermediaries.co.uk/submit-and-track-business/our-service-levels/

[Deleted User]

MatthewB21 said:

MJT0801 said:

Did you apply direct with Santander to get access to that tracker or is there a weblink anyone (including Broker submissions) can use?

Here is the broker tracker link.
<Link removed>

I've been monitoring that one for a while now but I have no idea where I am in the grand scheme of things. I've been told by the broker our application is approved subject to valuation and that was done a fortnight ago. It would be good to know how much longer it'll be before we hopefully receive an offer and can continue the process.

Meh123

MJT0801 said:

MatthewB21 said:

MJT0801 said:

Did you apply direct with Santander to get access to that tracker or is there a weblink anyone (including Broker submissions) can use?

Here is the broker tracker link.
<Link removed>

I've been monitoring that one for a while now but I have no idea where I am in the grand scheme of things. I've been told by the broker our application is approved subject to valuation and that was done a fortnight ago. It would be good to know how much longer it'll be before we hopefully receive an offer and can continue the process.

I’d call your MB to find out when your valuation is booked for. Sounds like they just need to check the valuation and you’ll be good to go.