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Santander mortgage timeline
Comments
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Roysie123 said:IMsaver said:Santander are reviewing applications sent to underwriters on the 28th September which is when ours was sent. Will keep you up to date if we hear something - 🤞
Do you have any SE in your application though? My partner is, so wondering if we might just start getting some qs...0 -
IMsaver said:Roysie123 said:IMsaver said:Santander are reviewing applications sent to underwriters on the 28th September which is when ours was sent. Will keep you up to date if we hear something - 🤞
Do you have any SE in your application though? My partner is, so wondering if we might just start getting some qs...0 -
We were also sent on the 28th, sat nervously waiting for any form of update!0
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Ours went to UW 24/09. MB chasing them Friday and today, was told they are working on our case today and will give an update today. Super anxious all day waiting for that update 😅
We are both FTB, employed in secure jobs, nothing bad in credit history. Fingers crossed!0 -
Hello everyone.
Got my mortgage illustration Sept 18 (porting my current mortgage + 15k extra). I was asked to provide Santander with my Experian credit report (which i did) on Spet. 24th.
Friday the 13th of October (appropriate) i was informed that the underwriters were not happy to proceed based on affordability and LTV, but would consider lending me the outstanding amount. I agreed to that and next day i got the email from Santander saying that my application has been received. The same day was when a hard checked was conducted.
Since then, i am waiting. All they have asked so far is a question about how COVID has impacted my finances and certified copies of my passport & proof of address (provided them on the 22nd of October. Have also provided them with a letter from my solicitor re. the completion date (was to be the 23rd.).
According to my MB my case is now with the underwriters but i am totally in the dark as to what that means in terms of timescales, and both my sellers and buyers (chain) are getting restless.
Nervous wreck.... i am literally sleeping with my phone in my hand so as not to miss any update.0 -
Roysie123 said:IMsaver said:Roysie123 said:IMsaver said:Santander are reviewing applications sent to underwriters on the 28th September which is when ours was sent. Will keep you up to date if we hear something - 🤞
Do you have any SE in your application though? My partner is, so wondering if we might just start getting some qs...0 -
IMsaver said:Roysie123 said:IMsaver said:Roysie123 said:IMsaver said:Santander are reviewing applications sent to underwriters on the 28th September which is when ours was sent. Will keep you up to date if we hear something - 🤞
Do you have any SE in your application though? My partner is, so wondering if we might just start getting some qs...0 -
IMsaver said:Congrats!
Do you have any SE in your application though? My partner is, so wondering if we might just start getting some qs...0 -
Congrats!
Do you have any SE in your application though? My partner is, so wondering if we might just start getting some qs...0
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