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Kent reliance

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  • ani902
    ani902 Posts: 10 Forumite
    10 Posts
    ani902 said:
    ani902 said:
    ani902 said:
    There website is saying 16 days from the start of application.
    Thank you!1 Hope you will hear very soon
    Same to you .have you had a valuation done yet ?
    Yes; they had valuation today 
    Have you heard anything back today ?
    Have you heard anything back today ?
    Still nothing, how about you ?
    they requested more documents and after that nothing. waiting game 
  • ani902 said:
    ani902 said:
    ani902 said:
    ani902 said:
    There website is saying 16 days from the start of application.
    Thank you!1 Hope you will hear very soon
    Same to you .have you had a valuation done yet ?
    Yes; they had valuation today 
    Have you heard anything back today ?
    Have you heard anything back today ?
    Still nothing, how about you ?
    they requested more documents and after that nothing. waiting game 
    Have you heard anything yet ? 
  • ani902
    ani902 Posts: 10 Forumite
    10 Posts
    ani902 said:
    ani902 said:
    ani902 said:
    ani902 said:
    There website is saying 16 days from the start of application.
    Thank you!1 Hope you will hear very soon
    Same to you .have you had a valuation done yet ?
    Yes; they had valuation today 
    Have you heard anything back today ?
    Have you heard anything back today ?
    Still nothing, how about you ?
    they requested more documents and after that nothing. waiting game 
    Have you heard anything yet ? 
    Still Nothing??/ Any update for you?
  • Jordanl147
    Jordanl147 Posts: 19 Forumite
    10 Posts
    ani902 said:
    ani902 said:
    ani902 said:
    ani902 said:
    ani902 said:
    There website is saying 16 days from the start of application.
    Thank you!1 Hope you will hear very soon
    Same to you .have you had a valuation done yet ?
    Yes; they had valuation today 
    Have you heard anything back today ?
    Have you heard anything back today ?
    Still nothing, how about you ?
    they requested more documents and after that nothing. waiting game 
    Have you heard anything yet ? 
    Still Nothing??/ Any update for you?
    We received our mortgage offer yesterday 🥳hopefully you hear something very soon they seem to work very fast.
  • ani902
    ani902 Posts: 10 Forumite
    10 Posts
    ani902 said:
    ani902 said:
    ani902 said:
    ani902 said:
    ani902 said:
    There website is saying 16 days from the start of application.
    Thank you!1 Hope you will hear very soon
    Same to you .have you had a valuation done yet ?
    Yes; they had valuation today 
    Have you heard anything back today ?
    Have you heard anything back today ?
    Still nothing, how about you ?
    they requested more documents and after that nothing. waiting game 
    Have you heard anything yet ? 
    Still Nothing??/ Any update for you?
    We received our mortgage offer yesterday 🥳hopefully you hear something very soon they seem to work very fast.
    congartulations :smile:
  • Hello. Currently going through the process with an application at the moment. Has anyone else recently done the same? What was your timeframe like?  
  • Discodan said:
    Hello. Currently going through the process with an application at the moment. Has anyone else recently done the same? What was your timeframe like?  
    Hello. I am currently going through the process too. Application was submitted 5 weeks ago tomorrow. Asked for more documents again on Friday that they already had so broken re uploaded and will follow with a phone call this morning. Valuation happened the week after application went in. I’m on pins! I get that these things take time but I can’t help feel nervous it won’t go through! Have you had anymore updates? 
  • JustMe18
    JustMe18 Posts: 167 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    Hello. We have applied to buy Shared ownership newbuild , which will be built next July. We have some adverse credit history , couple of late British gas payments and 2 silly defaults ( didn’t pay for 2 months and then paid everythjng off in one go, that was 1 year ago , me and my husband got 1 each). It was hard to get AIP because of this, also credit score  rating was average. We applied for AIP with Kent reliance , it went to underwriters, but was approved in the end. Since then my husbands credit score is jumped to Excellent ( 980 out of 999) and mine to good. We are now applying to a mortgage offer and we have a choice to go with KR or apply for a different lender. I know mortgage broker will start maybe offering different lenders, but should we stick with KR, if they already did underwriters check? What does it actually mean in our case? How likely we are approved now after with go AIP with them? I am worried, its a very good detached large family home. Other than credit issues, I have a small overdraft, we have a good income  ( more than £80k), we have 10% deposit , we have some debts, which we will be paying off the selling our current house. Also I have some summs incoming from my self employment, but I’m only doing my first self assessment in January 2024, will this affect somehow? Worried about everything now. 
    Also everyone writes about valuation - how that’s gonna work if house is not builti until July 2024?? Any advice will be helpful.  
  • JustMe18
    JustMe18 Posts: 167 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    Kraaa1993 said:
    Discodan said:
    Hello. Currently going through the process with an application at the moment. Has anyone else recently done the same? What was your timeframe like?  
    Hello. I am currently going through the process too. Application was submitted 5 weeks ago tomorrow. Asked for more documents again on Friday that they already had so broken re uploaded and will follow with a phone call this morning. Valuation happened the week after application went in. I’m on pins! I get that these things take time but I can’t help feel nervous it won’t go through! Have you had anymore updates? 
    Did you get your offer after all? 
    We are now waiting 3 weeks, submitted extra docs and after that nothing. Really nervous!
  • Hi just jumping on this thread - how has every one got on recently? I applied 10 days ago they have requested a few more documents the waiting is stressful. How long have ppl been waiting for offer ?
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