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My mortgage clobbering post

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done you!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Great progress, well done!
  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 10 July 2020 at 6:53PM
    Mortgage - £35,877
    Interest - £52.31
    Savings - £225
    ISA - £50
    Lloyds - £25

    £0 left of 10% overpay

  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 16 July 2020 at 1:37PM
    Mortgage - £35,877
    Interest - £52.02
    Savings - £225
    ISA - £50
    Lloyds - £125

    £0 left of 10% overpay

  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Mortgage - £35,877
    Interest - £52.02
    Savings - £300
    ISA - £50
    Lloyds - £675

    £0 left of 10% overpay

  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    New hens. Please don’t buy barn eggs if you can afford free range (or better still, buy from a local hen owner). 
    Here is Derren Brown, who is too weak to stand up to eat. 
    These 4 ex barn hens are in a worse state then our previous ex battery hens. 



  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Oh my goodness the poor hen :( I have always had an interest in wanting to give ex battery hens a home but I have no idea where to start. Need to complete on my house before I start tearing up the garden to accommodate them. It's so sad to see them in such a way, not being able to stand :( It must be very rewarding for you! Definitely makes you want to spend that little bit more on buying eggs from local farmer.
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Mortgage - £35,877
    Interest - £52.02
    Savings - £350
    ISA - £50
    Lloyds - £675

    £0 left of 10% overpay
    imaginary balance - £34,802
  • Poor Derren Brown, glad he has a lovely new home. Have you heard of the government help to save scheme? Martin has links on the site, but the government match 50% of what you save if you receive certain benefits. X
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


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