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My mortgage clobbering post

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  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 30 June 2020 at 2:52PM
    £140 off today (eBay sales).

    In other news, a solicitor is nearly appointed for my son. House is pretty tidy. 4 new ex battery hens ordered! (This will be our 3rd batch and my birthday present from my parents). Still waiting for Bulb refund. House insurance was £101 with £23 cashback (so £78 this year).

    Now:

    Mortgage - £36,400.00

    Interest - £52.98 (before today’s overpayment) 

    Savings - £25

    ISA - £25

  • inigma
    inigma Posts: 201 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    Hey just coming here to say good luck and I will be subscribing to your thread!  I hope you clobber this mortgage properly.  My sister is in a similar situation to you (selfish self obsessed ex, my sister raising 3 amazing kids one with SEND) so my heart really goes out to you and will be cheering you on.
    06/06/2023 mortgage mort dateJUST BRING IT
  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 1 July 2020 at 2:31PM
    Nice to meet you, Inigma.

    Shopping from Lidl today - £24. Hopefully that will last until next Tuesday. Jamie Oliver’s veg chilli for tea (from the freezer). 

    Interest has dropped 19p a month due to yesterday’s payment!

    In surprise news, I’m owed £98 from the taxman! This week’s eBay sales are at £62 with 2 days to go...

    Now:

    Mortgage - £36,400.00

    Interest - £52.79 

    Savings - £25

    ISA - £25

  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 3 July 2020 at 11:58AM
    An extra tax credit this morning (to make up for a miscalculation somewhere). So another £130 off.

    Now

    Mortgage - £36,270
    Interest - £52.63
    Savings - £25
    ISA - £25

    £393 left of 10% overpay limit for this year. 
  • Pocket_poor
    Pocket_poor Posts: 36 Forumite
    10 Posts
    Well done on your overpayments. 
    Not far from the finishing line.  I will be following for inspiration. 
  • Cotswoldfoodie
    Cotswoldfoodie Posts: 27 Forumite
    Third Anniversary 10 Posts
    Fantastic job Frith and very inspirational - every bit counts! 
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Great job Frith and the best of luck with your journey :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 3 July 2020 at 12:02PM
    Another £70 this morning from EBay sales. 

    Now

    Mortgage - £36,200
    Interest - £
    Savings - £25
    ISA - £25

    £323 left of 10% overpay limit for this year. 
  • Frith
    Frith Posts: 8,756 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 6 July 2020 at 1:52AM
    £150 just now - tax refund and a bit extra. 

    Now

    Mortgage - £36,050
    Interest - £
    Savings - £25
    ISA - £25

    £173 left of 10% overpay limit for this year. 
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