Happier Nat's debt free diary

WinterWarrior

So glad you can see your dad. Have a lovely day on Thursday. 

natlie

Morning I can see some of the payments going in to my credit accounts and it's very exciting! 
Posted my eb*y parcels yesterday got another to post and another item with a bid. 
Grocery shopping coming today and still on budget. 
Still not heard anything from PayPal about my repayments
Nat 

natlie

1st month DMP and all of my payments have been made, only problems have been with Tesco charging a late payment fee after accepting the offer and cancelling fees and charges. I am trying to claim the £12 back. Paypal Credit is awkward as they have to send a cheque which has to be converted to Euros and cashed so that will take a while to show on my Paypal account.
Didn't see my dad yesterday weather was terrible so going this afternoon instead and as I have been good and decluttering has been going well I have treated myself to some cake from a local vegan bakery, which I will be picking up on the way.
UC got paid today so I paid that into my various pots and I paid this months Help to Save. My husband and I both have an account now. 
Nat

natlie

Went to see my dad yesterday, which was brilliant. We popped in to see my in laws too and now my husband is even more worried about his parents, they are older and less able than my parents. 

I also picked up my cake treat which was amazing. 

My car insurance quote came through from my current provider today and its £750 which £180 more than last year and £400 more than my quote from the AA ridiculous. How are businesses expecting to keep customers like this? I haven't had any claims and my history is good, we only do about 4000 miles a year. Going to check a few more quotes today just in case. 

Got lots of jobs to do today, I have an eb*y to post and need to list more things, I am also going to check if the local cash for clothes is open. I need to clean the kitchen, wash a load of towels. Clean fridges and freeze some of the cake treats. I am going to hoover everywhere. Hopefully I will get some time to read my book too.

Nat

natlie

Just renewed my car insurance for £314 instead of the ridiculous £780 Admiral had quoted me, I've been with Admiral for years so i was really disappointed at this. Also I had budgeted £400 for insurance so £86 will move to Christmas Savings and I will start to budget for next years insurance
 

natlie

So this is annoying and well worth mentioning on a thread about DMP I think. 

So Paypal credit have suspended my credit account today but this also means that I cannot use my standard PayPal account - even though i have never had any problem with it, so going forward I can't sell on eB*y as all the money will be kept in my PayPal account and I am not allowed to withdraw it. I was told that the credit account was treated separately to my Paypal account grrrr

Nat 

Baileys_Babe

Great saving on your car insurance. What a cheek of Admiral.

Our car insurances are both due at the end of this month so I am spending today doing quote searches, what fun.

natlie

I found the AA and Sainsbury's cheapest @Baileys_Babe

Baileys_Babe

natlie said:

I found the AA and Sainsbury's cheapest @Baileys_Babe

I spent the morning getting quotes for OH's car insurance there was a £150 range. I will wait to see what the renewal quote is before making a decision, I will probably ring his existing insurer once the quote comes through to see if they will match the best quote.
My car insurance is more complicated as I drive a grey import.

natlie

Sulking, Payp@l have cancelled both of my accounts fully so I can’t Accept payments for the items I’ve sold today   disappointed as I will still be charged a final value fee though none of the buyers want to pay by bank transfer or alternative