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Happier Nat's debt free diary

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  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    That’s frustrating about PayPal. Can’t you set one up in your hubby’s name and link it to your fleabay account? 
  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @natlie thats rubbish about PayPal! Agree, could you set one up in husband’s name? 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks guys, my husband doesn't know about my DMP or debts so I couldn't ask him to do it without letting on that I have problems. 
    I have listed things on FB, I don't understand why Payp@l think that limiting my income would be a good thing? I understand not allowing me to pay for things. 
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi
    So today Tesco have added interest of £38 to my account, on top of the £12 charge and have asked me for an additional £28.87 to make up to their minimum payment after writing to me to accept my DMP payment, StepChange have resent the paperwork to them. My SC payment is £39 so this won't work at all if they don't stop the interest and charges. 
    The other cards still look ok - so far
    Nat
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi
    I updated my SOA on page 1 today, its great to see the savings I've made so far on my monthly budget and the EF growing.
    I am still annoyed about PayP@l not accepting payments in form myEb@y and surveys. 
    I have done my weekly shop ready for collection tomorrow my budget was £85 I spent £68 which is great. 
    Lunchtime I am picking up some free Pret sandwiches via OLIO (its a neighbourhood food sharing app) 
    Nat
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning, 
    Nice free lunch yesterday and another for today, I also collected a free bag of potatoes and I have 4 tins of beans to collect today. I also shared some items. 
    I filled in all my spreadsheets this morning and updated my signature. Nothing much going on at this time of the month. 
    Grocery collection later, and will update my meal plan list. 
    Nat
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • Baileys_Babe
    Baileys_Babe Posts: 6,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well  done on the free food, it all helps the budget :smiley:
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am having a few letters about the end of payment holidays which are kind of irrelevant now. 
    We've adopted some bunnies, which was unexpected but the adoption centre are giving us all the things we need to take care of them, hutch water bottles, sawdust, etc they are being neutered on the 27th and they are paying for that so we are just waiting for our collection date. New things to factor into budget.
     

    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Ahhh! They are beautiful! 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Oh those are so lovely. What are their names?
    Have adventures. laugh a lot and always be kind.
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