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Looking after the pennies

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  • Morning all, 
    Money wise everything is ticking over, the DD are starting to clear and I've put 200 into the Ida, 150 into ef this month and been whacking everything of the CC.  Food shop was 84 yesterday but got some cleaning stuff we need etc also, I paid it on my small CC and as soon as the balance clears it will be paid in full on Monday.  I have about 20 left from weekly money so this will go on the CC too. 

    Family news, ds1 has started with a cough this morning so I have just booked him a test :( my chest started feeling very heavy yesterday and I'll also be tested x 
    Pennies starts again...........2022 - £13,579.22  



  • Morning all, 
    Money wise everything is ticking over, the DD are starting to clear and I've put 200 into the Ida, 150 into ef this month and been whacking everything of the CC.  Food shop was 84 yesterday but got some cleaning stuff we need etc also, I paid it on my small CC and as soon as the balance clears it will be paid in full on Monday.  I have about 20 left from weekly money so this will go on the CC too. 

    Family news, ds1 has started with a cough this morning so I have just booked him a test :( my chest started feeling very heavy yesterday and I'll also be tested x 
    Oh no that's not good I really hope it's not a positive test. Fingers crossed for you. 

    Sounds like you have a good plan in terms of your cards and savings. I think you're right to clear the card with the high interest. 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good luck for the tests x
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Morning all, 
    Feeling absolutely shocking today had to have a nap yesterday and again this morning however my test has come back negative.  DS1 on the other hand is flying around the house absolutely fine and has a positive result. I'm just hoping that he stays this way and doesn't get any worse. We all need to self isolate until next Tuesday now. X
    Pennies starts again...........2022 - £13,579.22  



  • Oh no that's not good. Sounds like you have the symptoms but DS the positive test 🙈 be sure to try and get some rest 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Oh no that's not good. Sounds like you have the symptoms but DS the positive test 🙈 be sure to try and get some rest 
    Thankyou, I'm still wfh at the moment and doing full days but I ended up falling asleep at half 6 yesterday and waking up at 2am lol.  I'm trying to hold out until 9 tonight 😂 thankfully DS1 is still absolutely fine. 

    We have the mattresses being delivered tomorrow but won't be able to take the old ones to the tip as planned now so going to try get them into the attic. X
    Pennies starts again...........2022 - £13,579.22  



  • Hi all, 
    I am feeling much better today and DS1 is still flying around.  As their dad is having to SI too it's making it so much easier with the home schooling as I can then carry on working, it is hard trying to concentrate with a full house but easier than me trying to juggle everything a few weeks ago.  The mattresses were delivered yesterday (they refused to deliver at 1st but then settled on leaving them outside providing we closed the windows and didn't come to the door) they are brilliant, really highlighted I should start putting money aside to replace mine.  Only problem is I am convinced one of the kids are going to end up flying out the windows as we are tripping over the old ones!!...Countdown to Tip run continues :)

    Everything is fine on the money front, I have done a top up shop (approx 35) as we had the last food shop on Friday but have run out of some bits.  I managed to get next day delivery from Iceland so that is due in around 1hr and other than that I bought an eyebrow tint kit from Amazon yesterday (£6) and am planning on yoga tonight (£5).
    Hope everyone is well and keeping safe x 
    Pennies starts again...........2022 - £13,579.22  



  • Naomim
    Naomim Posts: 3,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you are feeling better 👍
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Hi all
    Just checking in it's been awile, long story short not much further with the debt busting than last post. Apart from bank of mum and dad is under 1k!!  :D been offered a new job at work which came with a slight payrise and payday has now changed so looking forward to seeing what that looks like and re tally. Hope everyone is keeping safe x 
    Pennies starts again...........2022 - £13,579.22  



  • am trying to get my head back in it with money ATM, Think  I have been focusing on work and all the changes there so everything's gone slightly to pot.  No major spendy damage which is nice, but plenty I can improve on!
    I have £41.53 due in from Quidco which is going onto the CC pot, £15.00 In cash which I am going to try live off as we don't need anything and I am doing a small asda shop tonight online for C&C. x 
    Pennies starts again...........2022 - £13,579.22  



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