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Looking after the pennies
Comments
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Great news. Hopefully with less interest to pay the debt will come down a bit quicker and you might get more offers.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
I am hoping it will be an approx extra £50 a month towards my debt due to the interest I will be saving so I am really pleased, never thought I would be able to get a 0% so just shows that plugging away slowly does really helpSarahwithlove said:Great news. Hopefully with less interest to pay the debt will come down a bit quicker and you might get more offers.
Pennies starts again...........2022 - £13,579.222 -
That's a great amount to save and as you pay more off the less interest you pay so more comes off debt so win win situationLookafterthepennies2020 said:
I am hoping it will be an approx extra £50 a month towards my debt due to the interest I will be saving so I am really pleased, never thought I would be able to get a 0% so just shows that plugging away slowly does really helpSarahwithlove said:Great news. Hopefully with less interest to pay the debt will come down a bit quicker and you might get more offers.
*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
Morning all,
I had a juicy survey on prolific yesterday for £7.50 which they have approved already so managed to withdraw £10.63 today which has gone straight off the CC! NSD planned for today and a few of my eBay items have rolled over as no bids.
The boys have gone into school for the first day today, I am in the office but leaving at 2:30 so I can pick them up which will be nice, manic day today and been a bit pants really in work! nothing much else to report really apart from 2days till payday!!!
Pennies starts again...........2022 - £13,579.224 -
Lovely Prolific survey. I've not had any big ones pop up for a long time but even then I can't usually do them as they take too long and I'm wfh. Think I'll be lucky to get to £5 to cash out this month! 😂Lookafterthepennies2020 said:Morning all,
I had a juicy survey on prolific yesterday for £7.50 which they have approved already so managed to withdraw £10.63 today which has gone straight off the CC! NSD planned for today and a few of my eBay items have rolled over as no bids.
The boys have gone into school for the first day today, I am in the office but leaving at 2:30 so I can pick them up which will be nice, manic day today and been a bit pants really in work! nothing much else to report really apart from 2days till payday!!!
Naomim3 -
Ooo that is a juicy survey! I don't really have time to do those kind of ones or to check regularly but have done a lot on one poll lately and it's adding up rather quickly I have to say and they only take a minute or two.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/3 -
@Sarahwithlove @Naomim I rarely have chance either but luckily I was on hold for ages yesterday and it had taken over my pc so I did it whilst I couldn't crack on with everything lol
I don't seem to be getting many atm but they do seem to be paying very quickly x
Pennies starts again...........2022 - £13,579.222 -
That's good. I'm sorting my laptop out atm so let's hope I can start doing more again.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
I should have a look at onepoll. I think I used to do it years ago.Sarahwithlove said:Ooo that is a juicy survey! I don't really have time to do those kind of ones or to check regularly but have done a lot on one poll lately and it's adding up rather quickly I have to say and they only take a minute or two.1 -
I'll give that a Google I just use prolific and yougov atm xNaomim said:
I should have a look at onepoll. I think I used to do it years ago.Sarahwithlove said:Ooo that is a juicy survey! I don't really have time to do those kind of ones or to check regularly but have done a lot on one poll lately and it's adding up rather quickly I have to say and they only take a minute or two.Pennies starts again...........2022 - £13,579.221
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