Looking after the pennies

Lookafterthepennies2020

Sarahwithlove said:

Good luck hope you manage to get some plan in place. 

What's a sinking fund @Sarahwithlove xx

Sarahwithlove

This is a fund for any yearly or regular expected expenses such as car insurance, maintenance etc. Some people have different savings pots where as I keep mine all in one pot which is a sinking Fund. 

Lookafterthepennies2020

Sarahwithlove said:

This is a fund for any yearly or regular expected expenses such as car insurance, maintenance etc. Some people have different savings pots where as I keep mine all in one pot which is a sinking Fund. 

Thank you for explaining x

Lookafterthepennies2020

Quick check in today....

My refunds went back onto my card yesterday so they are now off the CC, I still have a refund of £20 due from JD when they pull their finger out. I can really see the balance coming down with all this chipping away and its so close to being cleared have £49.47 left of my weekly money this week as I have spent very little and OH put me £20 across yesterday, only have cat food to buy today so should have at least £40 to pay off the CC tomororow I think there is about £75 o/s at the moment so this should 100% be cleared by the end of the month!!  

WFH today, I am interviewing at 10am so this is the only part of the day I really need the kids to be distracted for, they are currently upstairs in different rooms so hopefully no UFC will break out in the next half an hour or so! x

Naomim

Hi 👋🏻

Just read your diary and popped in to say you look like you're doing really well and are organised!  Much more than I am!

Good luck

Naomim

Lookafterthepennies2020

Thank you @Naomim I can assure you I'm not, I think we're all just trying our best at the moment and that's all we can do    

WFH was a challenge today to say least my ds1 has so much to do and ds2 came in twice during my interview crawled across the floor and popped up behind the sofa    I just apologised and tried ushering him out. Got a small shop in and rounded my accounts so now have just over £26 to go to the CC tomorrow. 
X

Lookafterthepennies2020

Hi all, 
Paid all my leftover weekly money onto the CC and have just over £30 left to pay  really looking forward to the weekend after this first crazy week back, its snowing quite hard here and we have absolutely nothing planned so won't need to go anywhere and can have a really lazy one with hopefully a few walks. 
Ds1 is getting his head around home schooling and has done quite a bit today he's almost caught up from the days he had no log in just a few little bits to do at the weekend. 

We had takeaway tonight as I had a voucher code and was shattered, it cost around £10 which I'm not going to complain about as we have done really well lately. I've a parcel to return tomorrow and quite a few ebay items with bids but only a pound or so each, it all adds up I suppose! 

Weekly money reset of 50.00, it'd ds2 5th birthday on Wednesday, I've bought some banners and all his presents already but I do need some wrapping paper, balloons and a cake so there won't be much left I don't think but I'm fine with that. Have a lovely weekend all x 

Lookafterthepennies2020

Evening everyone, 
I have stretched our £75 shopping budget to its limit this week  Ordered my click and collect for tomorrow @ 4pm and it came in at £58, (£14 of this was ds2s birthday cake so that comes out of a different pot) My dad picked us up some fruit and a few bits from aldi today so transferred him the £7 across, so just over £50.00.  My trip to HB came to £24, this included cat food (£5.50) as Mr a had completely run out of our usual, wax melts, Toothpaste, shower gel and air freshener.  I also picked up some balloons, a candle, the wrapping paper I needed and bought a dinosaur version of operation for ds2s birthday (£9 from the birthday budget).
Sorry if I've bored anyone to death but I've got around £10 left for shopping this week if we need to top up and £27 left for ds2s birthday tea.

Other than that I've managed to get 2 lots of washing washed and dried, it's the putting away I despise lol.. We have meatballs for tea and I've sold a few ebay items today, £30ish inc postage and there's still 1 or 2 I'm awaiting payment for. I'm planning on packing them up tomorrow and will get them posted Monday on my way to work.  Managed to get my parcel to the shop today on my way to HB so the refund will be processed on that soon hopefully too.  I'm going to draw the money into my account from PayPa later and I've set up a postage pot in YNAB so won't touch any of it until I've sent them all and paid the postage, then it will be transferred off the CC. X 

Naomim

Had to laugh at the putting clothes away as that's my downfall too. I haven't done it for about three weeks and the kids keep asking me for underwear 🤣.  I'm planning on a mammoth session tomorrow. 

ceremony

Hi! You commented on my diary and our numbers are oddly close! I'll be following along with your diary from now on. It will be interesting to see how you're getting on.
I didn't even know they did a dinosaur version of operation! I don't have kids but I want that for myself
I feel your pain with the laundry. I've been living in sweatpants since March and have gotten really out of practice with that.