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Looking after the pennies

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  • Morning all,
    I listed 11 items in total and 2 have bids already, fingers crossed on the rest.  I have put a bag aside for charity shop too and anything that doesn't sell after a week or so I'll add. I have £12.75 left from my weekly money so whatever is left tonight will go off the CC, today should be a NSD as we have nothing planned and the cupboards are full. 

    I ordered ds2 a cake topper for his birthday yesterday from ebay (£9) and have seen a half and half cake for around £15, birthday cakes is something I've spent ridiculous amounts on over they years for the boys so that's a massive saving for me.  His birthday is on Wednesday so he will be taking sweets to school and Muay Thai then we will be having a pizza tea, on the Saturday it will be more sweets for football then we are all going swimming as that's the only thing we're able to do atm but he will love it.
    Back to work tomorrow, my first week back full time and I've got a right week on so going to try get all the uniforms done tonight and have tried to think of SC recipes for the evenings. Have a lovely day everyone whatever you are doing, I've got washing, organising and a walk planned for today x 

    Pennies starts again...........2022 - £13,579.22  



  • joedenise
    joedenise Posts: 17,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    joedenise said:
    You could actually pay off an extra £1 a week @lookingafterthepennies because it's going up to £5.95 a week!  That would be just over £50 over the year, not to be sneezed at!

    Have you got a food flask so you can take leftovers to work or lock 'n' lock boxes if you've got access to a microwave.  I always used to take my lunch to work with me and quite often it would be leftovers which I could just microwave.

    Another lunch I used to take was a jacket potato and some beans in a pot and then I'd cook the potato and reheat the beans and have that.  Was just glad to have access to a microwave that was regularly cleaned!

    Morning @joede@joedenise luckily we have a microwave and toaster at work which are practically brand new still so I can take in left overs to heat for lunch and make toast etc for breakfast if I miss it at home.  Aah of course another quid it is, you don't think of the extra £1 here and there but it's almost £300 a year I'll save doing it from home, my sil is a member too and she's going to weigh in at home too and hopefully keep each other accountable x thanks for popping by  :)
    There's a Slimming World thread on the Health and Beauty Forum you could join for a bit of extra support if you think it would help.  I post on there daily!

  • joedenise said:
    joedenise said:
    You could actually pay off an extra £1 a week @lookingafterthepennies because it's going up to £5.95 a week!  That would be just over £50 over the year, not to be sneezed at!

    Have you got a food flask so you can take leftovers to work or lock 'n' lock boxes if you've got access to a microwave.  I always used to take my lunch to work with me and quite often it would be leftovers which I could just microwave.

    Another lunch I used to take was a jacket potato and some beans in a pot and then I'd cook the potato and reheat the beans and have that.  Was just glad to have access to a microwave that was regularly cleaned!

    Morning @joede@joedenise luckily we have a microwave and toaster at work which are practically brand new still so I can take in left overs to heat for lunch and make toast etc for breakfast if I miss it at home.  Aah of course another quid it is, you don't think of the extra £1 here and there but it's almost £300 a year I'll save doing it from home, my sil is a member too and she's going to weigh in at home too and hopefully keep each other accountable x thanks for popping by  :)
    There's a Slimming World thread on the Health and Beauty Forum you could join for a bit of extra support if you think it would help.  I post on there daily!

    Thank you  :)
    Pennies starts again...........2022 - £13,579.22  



  • Hi All,
    Quick check in, 1st day back at work after the Christmas break and my 1st week full time in 4 years eeek!  I was hoping for a few days to catch up however don't think I have a chance as it is absolutely manic! I have the full week booked out with meetings etc so far this week and someone within our department will also unfortunately be off work for the next 6 weeks so I will be trying to juggle that too! :(  I need to call to the PO to send out some docs so plan on sending my ebay parcel at the same time (perks lol) but have the money for that budgeted in my YNAB already.  

    I managed to get the a wash load on and in the drier before setting off this morning and even remembered dinner (leftover turkey fajitas with rice) which was a bonus :) My missing parcel has turned up, delivered to work on 23rd December so I am racing into town straight from work to try and return.  The boys have muay Thai after school with their dad, so once that's done I plan on  starting tea. getting straight into my PJ's and putting my washing away, :smile: Rock & Roll!

    Today has been a NSD as I had budgeted DS1 Football club money (£21) already and my postage, I transferred the remaining weekly money to my CC this morning and I have less than £100 on this one now, so aim to clear that this month if possible with little odd's and sods! x
    Pennies starts again...........2022 - £13,579.22  



  • I'm exhausted just reading that! Hope you get some chill time this evening x
  • I'm exhausted just reading that! Hope you get some chill time this evening x
    Didn't manage the post office but parcel returned and I'm home and in my pj's already.  The boys aren't home yet, so I've just found out what the sound of silence in the house is like lol x 
    Pennies starts again...........2022 - £13,579.22  



  • Ooh what a treat! 🤣🤣
  • Let's see how long the silence lasts 🤣
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Not long enough !!! :) @ Sarahwithlove 

    Haven't spent anything today, my return yesterday has gone through so that's £45 to come back into my Acc and another £20.00 for a refund I have been chasing since November that the customer service team have hopefully sorted. 

    Today has been a weird one, following on from Borris announcement last night I went into work until around 11 and then I have WFH for the rest of the day, my mum has offered to have them tomorrow as I have quite a few important meetings, WFH Thursday and kids are at my mums Friday again as I have Interviews all day!....I have told the director I will WFH most days and try schedule all my meetings for the same days and only come in then.  I can then try get my mum to help those days or see if school will have them as I am classed as a key worker.  The kids don't want to go in, so ill feel guilty if I do but don't fancy juggling around each week  x 
    Pennies starts again...........2022 - £13,579.22  



  • Sarahwithlove
    Sarahwithlove Posts: 3,322 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Good luck hope you manage to get some plan in place. 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
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