Hypno's cheaper than therapy debt diary.

millionaire_in_training

Hi Hypno. Good for you . Confession is good for the soul :-). I am going to be confessing too as when I started this I just wanted my cc's cleared but now I really want the lot gone and am going to work my butt off to do it. Will probably end up here longer than anyone lol as my disposable income is really not a lot. Single working mum and all that. BUT I will do the very best I can. Good luck and I will be watching you closely :-)

skintscotslass

Hi Hypno, I agree and isnt it strange how we ignore the overdrafts? I havent counted mine yet, I must update my sig. I think because mine are free, I havent counted them. What a eejit I am!

Anyhoo, just wanted to wish you all the best of luck. Do you write Christmas cards? Or is that not DFW? lol

skintscotslass

lil_me wrote: »

http://forums.moneysavingexpert.com/showthread.html?t=616291 just posted the new flylady thread if you're feeling brave in the morning. There might be other bits and pieces on the OS forum which could help save you money and reach these targets.

Thanks for the book recommendation, have just ordered it, hmm DFW board costing me a fortune today....

You didnt order it from the library??? Wow this site has really changed me! Cant imagine having said that 2 months ago. lol

taxi73

WOW...Hypno...fantastic a new diary and totally honest....great news on the ski fund and now you'll not have a breakdown..I was seriously worried about you...bet you feel loads better now ...gosh only away 24 hours and the length of this diary...I'm so pleased for you that you now have a fresh start...and that you can concentrate on what you are doing now....
I must start a new diary as well as " the stop faffing about challenge"...has started me wanting to pay 20k off as well ....so off to do that...

hypno06

Bleurgh! Woke at 3am fretting about something over which I had no control, so ended up cross with myself for getting worked up about it, which meant i couldn't get back to sleep until it was almost time to get up :mad: It is a good job that I have no pressing plans for the day - I may go back to bed once everyone has gone to school!

Taxi, just read and posted on your new diary :T

lil_me - thanks for the link....no excuses now, hey! Will see you over there sometime this morning I am sure!

I hope everyone has a good day xx

duchy

Morning
Congratulations on the new diary-I like the name much better than "The Sequel" :rotfl::rotfl:
Very relieved you've "depressured" the ski fund a bit-I was starting to worry for you -as were others judging by the way they stopped asking about it too !
So when's the Diary warming party-or have I missed it ? :beer:

GettingThingsDone

Morning hypno!

I may go back to bed once everyone has gone to school!

Make sure you get some rest...

gtd

hypno06

Hi Duchy and GTD!! Glad the diary name meets with your approval!

GTD, the kids had a blast at Milton Keynes skiing, but kept getting told off for going too fast!! Go - you will enjoy it!

Hmm..a diary warming party - well, I have a freshly made cup of coffee with me......bring your own and a bar of chocolate and that would be quite appropriate!!

GettingThingsDone

Told off for going too fast!!? maybe I'll try snowboarding instead then - never really got the hang of that.

I've just made a cuppa, and I love a party

pania

morning hon! typed you a reeeeeeeally long post last night then the nloomin internet connection chopped out!!!
Was someat to do with "don't feel bad about the housework as my house that was a pania version of spotless has been systematically untidied in a superhuman effort of destruction by OH and the ferret over the weekend!"
so I to will be doing some housework today, esp as work have seen there way clear to booking me somewhere in the region of NO appointments this week!!!

I've too gone back to bed after seeing OH off to his new job. Have a great day and get some more sleep if you can. xxx