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Hypno's cheaper than therapy debt diary.

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Comments

  • Hi Hypno

    Your message box is full! Pls PM details of where to send cartridges... if you still want them, that is!

    GQ x
    If you have a talent, use it in every which way possible. Don't hoard it. Don't dole it out like a miser. Spend it lavishly like a millionaire intent on going broke.

    -- Brendan Francis

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi Hypno

    Your message box is full! Pls PM details of where to send cartridges... if you still want them, that is!

    GQ x

    ooh, yes please - I have sent you a PM!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    indeedy!!!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    See you tomorrow then P!

    Off to bedfordshire now.......another early start beckons tomorrow.

    Night all!

    x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    There seems to be no rhyme or reason to how these CC firms act...and like others on here can't understand why your rates are so high...as you pay on time and make overpayments....
    I was just wondering now you have a full time employed position if you could maybe get better rate cards.Even low life of balance ones are better than the ones you've got..maybe worth a try.
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    That thought made me feel a bit depressed. I have to find 35 ways of raising £100 every month, just to keep afloat. Then another 50 ways of raising £100 to pay my tax bill. How will I ever find any more to pay any debts? Sorry to be a downer, slapped my own wrist there.

    Hypno you are so brilliant, those numbers in your signature change every time I look at them. You have paid off four grand in two months, you will be debt-free so soon.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • ZTD
    ZTD Posts: 24,327 Forumite
    Seaxwyn wrote: »
    That thought made me feel a bit depressed. I have to find 35 ways of raising £100 every month, just to keep afloat. Then another 50 ways of raising £100 to pay my tax bill. How will I ever find any more to pay any debts? Sorry to be a downer, slapped my own wrist there.

    :grouphug:

    Don't slap your wrists. Find OH and get a big hug and kiss from him. It's what he's there for...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Seaxwyn, you are doing so well - compared with 12 months ago, you have come a long long way. don't lose sight of that fact.

    Taxi, I did think that maybe employed status rather than self employed would have an impact - I may be brave enough to have a look around over the weekend and see what is what.

    Just checked on line banking and cheques that I had paid in from mystery shopping and invigilating have now cleared........so another £300 paid off this evening.

    Only 588 lots of £100 to go :T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Thats great news...I can't believe how much extra you have made...it's really inspiring...
    updated my diary re the two sets of guys...lol
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Seaxwyn..please don't be hard on yourself you have done brilliantly since last year and have really turned it around...look at this time last year and look at you now...huggles for you..
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