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Hypno's cheaper than therapy debt diary.

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  • pania
    pania Posts: 8,258 Forumite
    coffee and (post christmas after all my pressies have been opened) chocolate in abundance anytime they are needed. x
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Happy new diary! I think what you are doing is very honest and very brave. You WILL get there, of course you will, you are Hypno!

    I'm glad the ski fund is temporarily sorted out, you have been working like crazy recently, and I was worried about you, I have to admit. Now you can work like semi-crazy instead! :D

    Can't wait to hear how you get on next year. xxx
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    I'm so glad to hear the ski costs are covered, it was keeping me awake at night!

    Good on you hypno for coming clean. When I do so (thinking January.....) my total figure will be considerably higher than yours, if that's any comfort.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Hi sweety! Will be here cheering you on, I know you can do £20k! x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I too, was thinking January - but then someone posted a thread with a "stop faffing around" theme to it, and I thought that really applied to me :o

    Perhaps this is the first step to getting truly organised....best go get that book out again :p
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    it is a good book lol
  • Hi Hypno,

    Good Luck with your new challenges - if anyone can succeed, i'm sure you can! I'll look forward to reading it. It's kind of nudging me towards really looking at my own situation - I've picked up loads from the good people on here this past year or so and the fact that for the first time EVER, I will not be spending next year paying xmass off is a big step forward,lol.

    Anyway - I wish you well :beer:

    K

    ps Nice to bump into you, Snaggles :hello:
  • Ooh do you mind me asking what book? Sounds like I could do with reading that :o
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Christmas....hmm....yes.....well, I still have to go through my present store and see what I still have to get. I'm hoping that there is not much left, although I am not too optomistic - I really really don't want to spend any more this year.

    I am more excited about next year's free Christmas challenge!! how sad is that, hoping that this Christmas just bypasses me so I can start concentrating on a DFW one next year!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • I bet you are really looking forward to starting your job, hope the clearance comes through soon. x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
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