Halifax mortgages - searches

Kiwistrawb1990

alw88 said:

Ah that sucks that the underwriter messed up! Well done on the progress with NatWest though!

honestly the anxiety is killing me. 

I too was pretty shocked that the MB is going to a high street lender for mine. 

My experience score is just about in the fair category, 2 defaults from 2017 and a 15% deposit.
im just hoping there not gonna be more strict with the effects covid have had on the economy 

I've popped you a message  

FirstTimeBuyerLife

Hello all! 
Anyone who applied to Halifax got any updates? 
Please include me in any messages! I'm also in the same boat as you all (and also a nurse!!!)

Kiwistrawb1990

FirstTimeBuyerLife said:

Hello all! 
Anyone who applied to Halifax got any updates? 
Please include me in any messages! I'm also in the same boat as you all (and also a nurse!!!)

I've messaged you xx

alanastill12

not a nurse or health professional but slowly going insane with stress waiting for the decision from Halifax - first time buyer and i have no idea how long these things are supposed to take. also my broker said that the application has been accepted but still waiting on the mortgage offer - last update was yesterday from the broker and it was with the underwriters and no update on timescale . hope everyone is getting good news! 

RPF1992

Just had an update from MA, suggesting Halifax are waiting to hear back about vaulation date. Has anyone recieved confirmation of their valuation and if so, how long did you have to wait?
Does anyone know how where the valuation usually sits in the application process?
R

lunaloo122

First time buyer nerves here... Has anyone got any updates on the process with Halifax? My valuation is booked for Friday and I'm worrying! Do you know if Halifax would instruct the valuation if they weren't happy with everything else? 

alanastill12

lunaloo122 said:

First time buyer nerves here... Has anyone got any updates on the process with Halifax? My valuation is booked for Friday and I'm worrying! Do you know if Halifax would instruct the valuation if they weren't happy with everything else? 

can't help there the valuation rules are different in scotland, i would think they wouldn't bother sending someone out to value if they were concerned with your finances though. i'm not very clued up though. 

Lorenzo94

I had a soft search on June 26 when I submitted other payslips. On June 30 I called for an update ad they said my mortgage adviser did not put the earnings correctly, so another adviser fixed all of it. I had another soft search from Halifax on July 1. Now I am just waiting. I hope they will give me good news!

[Deleted User]

Lorenzo94 said:

I had a soft search on June 26 when I submitted other payslips. On June 30 I called for an update ad they said my mortgage adviser did not put the earnings correctly, so another adviser fixed all of it. I had another soft search from Halifax on July 1. Now I am just waiting. I hope they will give me good news!

Submitted 26th for us too.... now it's the waiting game. 
15% deposit, affordability all good as including bills will be £400 less than the rent where we are. I HATE WAITING! It's with Halifax.