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Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

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  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    edited 9 March 2021 at 10:49AM
    Up super early as have a class. Absolutely can not be arsed to be awake this early. Really really couldn’t sleep, so only ended up with about 3 broken hours. Feel awful. OH is the same, going to go back to bed after this but I have another class at 0930 but I think OH may take it and I have one at 1040 which I need to take. I’d cancel if I didn’t need the money so much.

    Am picking the children up from school today so need to make their beds and take Roo to the walk in centre.

    hope you all have good days.
  • Cheery_Daff
    Cheery_Daff Posts: 17,286 Forumite
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    Urgh, lack of sleep just makes everything rubbish 😕 hope you can sneak in a nap later xxx
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    Ah thanks @Cheery_Daff

    so work is done for the morning. So money made. Sold something on FB and the lady finally picked it up so I have £12 in my purse. I’ve just eaten my peachy porridge for breakfast and it was lovely! 

    Now bearing in mind OH is getting this weeks bigger shop on Sunday. (I’ll get it but take his card.) when it’s my turn in a couple of weeks, I wonder if I can manage on cash and vouchers. So I have £13.50 in cash in my purse, as found £1.50 in the car. I can take £10 from the coffee machine at work. And I have £8.50 in vouchers from Tesco, which makes £32. I think I could do it on that. And if I sell anything else in the mean time I will add it to it! Sounds like a plan.
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    Ah so my account is £1.56 OVer drawn. I’d forgotten about some charges that needed to come out! Sooo I noticed on one of the survey sites I had £1.50 sitting there. So for the first time in months I’ve been checking and done 2 surveys. Amounting to not a lot but enough to add to the amount, I’ll cash out ASAP and hope it clears soon! I feel really fired up to get this money saving sorted! 
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    Ahh just realised there’s a £5 minimum cash out! How very annoying! But in the plus side, I have made £2.07 today!
  • Cheery_Daff
    Cheery_Daff Posts: 17,286 Forumite
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    Oh that's annoying missy! Maybe you'll be able to get there by the end of the day...
  • jwil
    jwil Posts: 22,097 Forumite
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    Hope you have a better night's sleep tonight.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    Hey @Cheery_Daff yes I did actually but they haven’t approved them all yet! But when they do I’ll have a total of £7.16! Fingers crossed it’s tomorrow! I did have to spend most of the afternoon on there though! But that’s a bonus of £6+ I wasn’t expecting. Apart from the £1.56 I need to get out of my OD, I think I may start a savings pot and put any survey money in there to get Roo a new iPad, obv will take a while! But it gives me good reason to do them!  
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    Have been running around all day! 
    But did make banana bread and the most amazing Cajun chicken courtesy of a maggi mix sauce thing. It was amazing! 

    I’m finally showered and sat down! Thanks @jwil I’ll try!
  • Cheery_Daff
    Cheery_Daff Posts: 17,286 Forumite
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    Good idea to keep survey money in a separate account and see it build up.  I'm doing that with the kitchen fund too at the minute, and you're right, it's a nice incentive to get on!
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