Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

missymoo81

Sorry for being MIA will update shortly. 

Queen_of_the_Hive

Good Morning Missy! Hope your doing alright. 

missymoo81

Morning!
It was an early one today was up at 0530 for work. Home schooling now and is mental today, children are completely unable to work on their own for some reason! Have been summoned a billion times to help!
Nothing much has gone on in the last week or so. Just getting through each day. It really helps the children going to school at the moment monday - Wednesday as ex has now been told he’s away for at least a month and he’s on the key worker list. 

Have been doing lots of exercise and had some good along with some bad eating days. Have signed up for my nutrition course just need to find the enthusiasm to start. Just feeling really unmotivated today.
Watching Virgin River as recommended by a friend but can barely get through 3 minutes  without the children calling!

Not sure what to do for dinner. Have had chilli the last 2 days. 

missymoo81

Queen_of_the_Hive said:

Good Morning Missy! Hope your doing alright. 

Hi Love! I’m so sorry we crossposted! Thanks so much for popping by! So lovely to hear from you. I need to get my backside back in gear and on the money saving wagon!

Cheery_Daff

Morning Missy, good to hear from you! Glad things are ticking along and you've had some good days - having the children in school some of the time must really help. 

Have you got a nice space to work on your nutrition course? Even if it's just a corner of the sofa with a different cushion? Something to trigger your brain into thinking 'now I'm studying', and it being a different mode to 'now I'm sitting on the sofa relaxing' ? Good luck! 

missymoo81

Ahhhn gutted. I wrote a lovely long post on my phone and then the cat decided that It wanted to launch itself at my back, I jumped a mile as I wasn’t expecting it and managed to press the wrong button on my phone and deleted it whilst detangling myself from the cat!

I will endeavour to write another post now!

missymoo81

Hey everyone,

I’m so sorry this took so long to write, I’ve actually got my laptop to write this, In the hope that I will do it better and quicker.

So money update, I haven’t been that great, I’ve slipped off the wagon with the kids being here, trying to feed them and keep them entertained. Food shopping has been costing a fortune, mostly because I have been taking the children with me and we’ve found books and things we ‘need’. I also have been buying food for convenience and for treats. I know this needs to stop. But lock down is so hard. But I need to set my mind on the house. That is far more important!!! I want to be able to buy one towards the last quarter of the year, so I need to keep paying myself back to build the deposit back up. 

Got to go to Sainsburys shortly but will stick to my list and try and pay with the cash I have. 

I need to set up a LISA before April. As I don’t have a pension yet 🤦🏻‍♀️🤦🏻‍♀️🤦🏻‍♀️

I’m going to sit and write up budgets later. 

Have a new client starting this week, so that’s another £60 a week! It’s a lot of work but £240 a month can’t be sniffed at.

I paid my tax bill, hence the need to pay myself back. I have another £2k in July I need to save up for too. 

Argh I’ve been trying to write this for ages but I’ve just been playing shops with May. She made a tiny one out of a box and has been really happy playing in it for ages. Also I keep getting distracted by watching Virgin River on Netflix.

missymoo81

Ok, so Sainsburys was actually lovely. Sainsburys is about 7 mins away and Tesco is about 12. I used to always go to Tesco as it’s near the children’s school and work, but further from home. It generally is cheaper, but I love Sainsburys, it’s so much quieter and the aisles are bigger. It is a little more expensive, maybe a couple of £. But the last few Sunday’s I’ve managed to go and get some amazing reduced meat. I spent £42.75 but I got cat food, tooth paste and shower gel. Going to have a look at the freezer and see what meal plans I can make! I’m going to try not to spend any more than £50 for the week, so another £7.75. We’ll need more marg, bread, bananas (as Sainsburys didn’t have any) but I’m hoping that’s about it. I’ve been in and out of COOP almost every day. Just for a walk, but I can always just get these bits 1 a day so we still get our walk. 

And I am very proud of myself, have slipped back into the Costa coffee drive through habit. I so very nearly got one on the way back from Sainsburys, as the children love the babycinnos but I didn’t, I was so close even, signalled off the roundabout to go but didn’t! And I remembered my bags for a change at Sainsburys, so yes, very pleased with myself, and we did shop and scan and the children really enjoyed it! 

I’ve come home and put it all away, and have hung up the washing and am now sorting the load I’ve taken off of the airer. After that I’ll do some work and then we’re going to go for a walk and then have a fire in the fire grate thing outside and cook some burgers, beans and sausages, I got 4 burgers, they were reduced. Usually I’d get 6 and it would always be really expensive but we’ll
make do with 4. OH can have 2 and the children one each, but I’m happy with 2 sausages and a bun and beans. So a couple of £ saved there! 

Didn’t end up sending those trainers back from ages ago. I wonder if I still can. I will have a look now! 

missymoo81

Arghhh OH is having a really bad day. He was up by the time we got back from Sainsburys and was lovely and fun and chatty. Then he went to do some work in the lounge and within in 20 minutes he was in a huge pit of despair about the lockdown situation, work and having to run the business from home, whilst income is dwindling and he’s completely lost all motivation. Nothing changed in that time 🤷🏻‍♀️. So he went off on a rant for 20 minutes of which I don’t have the answers to as my life is exactly the same! But Im just managing. Along with home schooling and running a house and feeding everyone and dealing with everything else. I really struggle dealing with other peoples emotions as it takes everything I have to keep hold of mine.

Bluegreen143

Hugs @missymoo81. That sounds really tough. Would your OH consider doing some counselling either phone/video or whatever? Maybe it would help him to be able to talk to someone that isn’t you, an impartial ear, and maybe get some better coping strategies.