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Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

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  • jwil
    jwil Posts: 22,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on the productive shop.  Sorry to hear about OH, it's so difficult at the moment.  I agree about the counselling, or are there any online forums of people in similar situations he can talk to and bounce off ideas, get support?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    edited 31 January 2021 at 7:35PM
    He’s a very private person, so struggles fo open up. He has a friend in the same business I’m hoping he’ll speak to. We walked to the shop past his brothers house and he didn’t want to go and see him either. 
    Also on the walk OH noticed that is eyesight had deteriorated slightly , I can’t remember if I said he had another eye op 2 weeks ago. Now his vision seems to have worsened, so now we’re a bit worried something is wrong. It has made his mood even worse. So I decided that we wouldn’t do the fire grate thing tonight as he’s obv not in the mood. So I had to try and placate the disappointed children, so ended up spending £7 odd on pizza for them and OH, I was not going to spend another £3.50 on a pizza for me so I’m going to have some left overs from the fridge instead. Not an ideal situation but better than it could have been and would have been in the past. I was also very much wanting to buy some wine as felt like I needed it. But I wouldn’t part with the cash. I have lots of gin and some port and beer if I’m desperate! 

    Have done my work in prep for tomorrow and have sorted out mine and the children’s clothes for tomorrow too. Also I’ve put the washing away. Just watching tv with the children then it’s bath/shower time for them. 

     
  • Sending hugs missy. My DH suffers with his mental health and has days where he is just so negative and nothing will bring him out of it. One thing I notice from your posts is that you always put other people first. I know this is often inevitable as a mum, but remember to look after yourself too x
  • Cheery_Daff
    Cheery_Daff Posts: 17,284 Forumite
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    Hugs from me too Missy. We have a very similar ongoing situation in this house... I have generally dealt with it quite badly, by tip toeing round the grumpiness, trying to take all the problems away. I've been having counselling this year which has helped me see that I'm only making things worse in the long run by doing that, especially as I get resentful about it. Still don't always get it right, but I do now know that I need to not completely squash my own needs in favour of someone else's - it won't make them happy anyway. 

    So don't let it *always* be you who doesn't get the treats xxx
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    Thank you so much @WelshKitty85 and @Cheery_Daff I really appreciate your kind words. Although sad, it really helps to know that other people have similar struggles. I do exactly what you’ve said Cheery and try and make everything better. But I can’t always. He spends a lot of time in bed and I have a lot of time to myself and with the children so I don’t feel like I’m putting myself out all of the time. 
    I was proud of myself yesterday. He wouldn’t see any reason and it ended up turning into a competition as to who had it worse, so I went to bed. I never do that’d I stand and argue and cry. But I just couldn’t do it, I’m so tired, and I didn’t want the sleepless night that comes with it and the grumpiness the next day. He came to bed late after playing on his XBox. But did kiss me goodnight as usual. So we’ll see how he is later. Although hVe since had another member cancellation on email which is £70 odd a month down which won’t help his immediate mood. I’m going to try and get him out for a walk and a coffee. I don’t fancy going training today. 

    I have to drop the children at school. They absolutely don’t stop arguing at the moment and they’re doing my head in. Then I’m rushing home for 2 hours of work, which I really can’t be bothered with. Then I need to write 2 workouts for tomorrow and put some stew in the slow cooker. 
    I went to bed early last night, but feel exhausted today! Had enough already today.
  • I'm just trying to catch up in diaries. I'm so sorry things are still so tough at the moment. 
    When does OH have another check up? Hopefully they can give you some better news then.
    Glad school has allowed the children in for a few days. I've found it soo much harder this time with the live lessons. At least last time I could tell them to move on to the next task until I could help. 
    I hope the rest of the day has been a bit better for you. 
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • missymoo81
    missymoo81 Posts: 8,014 Forumite
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    I’m struggling today. I tried to take some time out yesterday. oH was being a complete !!!!!! and didn’t apologise for his behaviour (after he spoke to me badly) we ended up in a huge row in the evening after I tip toed around avoiding him all day. I properly lost my !!!!!!. Basically this business is failing he doesn’t know what to do. But he’s not one to talk about things he shouts and talks badly and doesn’t say what he means. So he said he just wants to be left alone.  But I said I need some support and cuddles to know I’m ok too, It’s my income the business supports too. 

    I’ve done a class this morning which ran on a lot, I let OH take his classes instead of helping today. 

    Not sure how to deal with the rest of the day. Staying out of OHs way I guess.
  • Kakiste
    Kakiste Posts: 1,022 Forumite
    1,000 Posts Third Anniversary Debt-free and Proud! Name Dropper
    That sucks. In bad weeks I spend a lot of time tip-toeing around my husband as well, then frequently he'll start arguments about how i'm doing that- but if I don't it inevitably starts an argument. I don't have any suggestions because it's my reality too, but I do know how rubbish it is to live in that situation. Sorry you're having to deal with it. 

    It's really stressful about the business but taking it out on you won't fix the problem and will just erode the support you give him as eventually you just won't care. X
    Bottom line; 
    £49k paid off 
    Car HP paid off
    Debt Free!
    Saved Escape fund and moved out. 

    Current focus; saving Emergency fund
  • jwil
    jwil Posts: 22,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hugs from me.  Just vent away on here if need be.  Well done for standing your ground though x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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