Missy’s family of 4, paying off debts, saving for a house and just trying to survive!

joedenise

I love Weezl's thread.  I'm rereading it at the moment!  I certainly couldn't eat just the stuff that she and her DH were eating but there are some nice things as well.

Bluegreen143

I properly love Weezls threads and have reread several times over the years 🙂 Like you say @joedenise it’s not for me all the time but you can take the stuff that suits you from it. There’s a lot of good older threads on old style. So much collected wisdom though it takes time to trees through them reading it all! But I never fail to come away feel inspired and determined.

Bluegreen143

Re cheese. We have an independent cheesemonger in Glasgow’s west end but it’s soooooo pricey! We bought my stepdad cheese for his birthday, chipped in with my sister and it was like £80 for the selection she picked out (inc a small bottle of port but still). I would so love to only shop in independent shops and avoid plastic packaging etc but it’s certainly not a cheap way of life! 

missymoo81

Ah did write a great big post earlier but forgot to press post and it deleted it! Just rambling about work and plans for today. Currently sat on the sofa in a bit of a grump don’t know why. Probably just TOTM and back at work tomorrow. Weekends at the moment consist of just Sunday, and I seem to spend the day completely exhausted! 

I’ve just listed 7 things on eBay which is great as I usually Think about it and don’t do it, if I can get £70 I’ll be super happy but who knows. Would rather £100 but I doubt it. 

Have done some number crunching and I am around £800 short of my paying back target that I wanted by the end of the year. I’m just wondering if I can make that up in any way?! I’ve got 2 months but it’s also Roos birthday and Christmas. It would be so tight but I really want to do it!

Before I‘d worked this out I just spent £20 on some new work/gym tops 🙄🙄. I had been looking on Nike and Reebok and kept putting things in my basket but prices kept stacking up and I realised an idea for cheap gym tops instead......  I’ve got 2 really nice ones that are a really nice shape but they’ve been screen printed With some make or other and are black and we’re about £20. So I’ve just found the make of the tops and found them on ebay without screen printing! They’re in gross colours though, so I’ve just ordered some clothes dye. They were the end of a line of Dylon dyes, so I have pink and an orangy sort of red. I’ve got 4 tops and 2 coloured machine dyes for £20! I’m quite happy with that! Although it’s not helping me reach my End of year target but the old me would have spent £50 on 3 tops and not thought much of it!

OH is going to buy me some leggings but out of the business as I only have 3 pairs and I’m struggling to wash them enough, and he said he’d pay as it’s uniform for work and because of all of the work I’ve done for the past month. So just trying to find the best option price wise. Have found some really expensive ones I know will fit and I really like or some that have been recommended and I’ve seen on other people which will hopefully be ok and are half the price.....

ah wish I wasn’t so grumpy. Feel like I need to give myself a shake! 

missymoo81

Thanks for posting @BlueGreen. It is so expensive. I’m just going to do what I can, which is more than I was doing and more than most. I am still on a super strict budget so it is going to have to be what works more than anything.

missymoo81

Ok so looking to next year. Need to throw another £333Pm at the CC/ savings if we stand any chance of buying a house.

So next year :

Per month 

£333 extra to savings/CC

£40 dancing school trips etc too

Clothes £30

Birthdays Xmas £70

Leaving Spends At around £64 and anything above £850 earned on stripe accounts.

So it is super tight! I’ve got to get through the next 2 months first. Have just realised it’s firework night Next month too and we’re having a fireworks party for Roos birthday and fireworks are going to be around £100. And then there’s Halloween this month too. Need to work out costumes for the children. And pumpkins. Arghhhh really don’t know how money is going to stretch. Best hope my stuff sells on eBay! 

Cheery_Daff

Missy, so sorry things are so tight Could you forgo or adapt the fireworks party? That's a LOT to spend on a child's party when you're struggling. 

Pumpkins I saw in one supermarket (Aldi?? Or Morrisons?) Or £1 the other day. And make it a challenge (linked to your environmental interest?) to make Halloween costumes only using what you have?

I know it's tough, but you'll get there xx

missymoo81

Thanks @Cheery_Daff you’re right of course. Pumpkins can be bought cheaply. May said she is happy to be a zombie pirate, we have a pirates dress. Randomly Roo wants to go as a mad steam punk scientist?! Trying to think of ways I can make this cheaply. 

Have managed to put a load in the washing machine and out on the line. Hoping to go to the beach later but think it will be super cold.

its my nephews birthday tomorrow and I haven’t got him anything. Ah will have to be a card and a tenner, and my sister wants to go for lunch so that’s another £15-£20. Arghhhhhhhh

Bluegreen143

Where do you get your fireworks @missymoo81? We got ours from Lidl. Red spent £40 and got masses - two multi blocks (16 individual fireworks in each), about 20-24 rockets, a mixed bunch of small ones, sparklers. £100 seems a lot to spend on fireworks! If you could half that budget it’d be a big saving x

dawnybabes

Can you even have a party at the min ? I’d be using Covid as a reason to downscale it.