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After years of debt journey through my sensible 40s... and save a deposit for a house

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  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I’m often saying to mum I need Kirsty and Phil! Their very first show of location location location actually had a woman looking for a house about 10 miles from me. 

    Seriously need to get on the housework this weekend, don’t want to leave it all to next weekend!
  • So impressed that you are debt free and SAVING! Well done! 
    Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
    Savings: FF Fund: Step 23/100 \ CU: 3755/4000
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you, it’s been a bit of a slog and I would def say if I can do it anyone can. 
    Need to start making a list of everything I need to do before holiday. Don’t want to be running about next weekend in a panic! 

    House needs a good gutting out for a start! 

    Down to £265, got tomorrow’s pizza and drinks to pay for and need a tank of petrol. Will try to eat out of the freezer and cupboards now TIL I go away. That really is my flipping downfall. 

    On a plus won a voucher in work today for £20 for Boots so that will get me a new foundation when I come home. 
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Decided not to go out today, heavy rain, cramps and a stuffed up nose. Plus I didn’t really want to spend money. Moved a bit into savings. 


    Down to £231 for 10 days and I really don’t want to spend all that.  Would like to have £100 for the airport for a Starbucks and some duty free.  Probably going to have to buy a pair of black trousers this week for work. 

    Plans for today now are to make a nest, download some viewing for holiday, sort out the sky planner and not spend any money !
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ,Down to £190, have been squirrelling bits across. Have lunch sorted to take to work tomorrow so I won’t spend anything. soup, Can’t believe how much the temperature has dropped ! 

    Will put £35 in the car in the morning, that will leave me with £155. 

    £55 TIL next Tuesday if I want to keep £100 for the airport. 

    Haven’t spent anything since Friday so I’m pleased about that. 

  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just a reminder of my end of year target so I don’t have to scroll back Fees: £1300 , Mortgage £12,100.00 

    Hope to smash the fees one it’s the one is irritating me and will hold me back if I see something I want to go for before I hit the £20k 
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Work is pure manic, always the way never get a quiet wind down to holiday.  Have a audit dropped on me on Friday and a 3 day one when I get back. Tomorrow is a massive day as well. Urgh hi stress. 

    Down to £30 til next Tuesday leaving £100 for the airport. It’s going to be one mad busy weekend getting the house sorted and bags packed, been that long since I’ve been anywhere I feel like I’m going to forget to do or bring something major!
  • lantanna said:
    Work is pure manic, always the way never get a quiet wind down to holiday.  Have a audit dropped on me on Friday and a 3 day one when I get back. Tomorrow is a massive day as well. Urgh hi stress. 

    Down to £30 til next Tuesday leaving £100 for the airport. It’s going to be one mad busy weekend getting the house sorted and bags packed, been that long since I’ve been anywhere I feel like I’m going to forget to do or bring something major!
    Phone, phone charger, money, cards, knickers. Good to go! XXXXX
    Nevertheless she persisted.
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lol yep good point with those essentials you can do anything !
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2 days to go, woo hoo. Big day of cleaning and getting stuff in the case tomorrow....there may be an emergency run to primary on Monday for some leggings !
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