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After years of debt journey through my sensible 40s... and save a deposit for a house

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  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 March 2021 at 4:35PM
    Apparently snow is forecast for next week. I officially give up with the weather! 
    Just been identifying job possibilities out there for my team to apply for.  Found a couple of good ones so looking forward to helping them with applications etc next week. I’d love to get some good news about them getting jobs before we wind down. 
    I feel like I’ve got Pmt again!  
    I’m ashamed to say I’m getting a Chinese tonight and a bottle of wine but I will enjoy it and hopefully get back to dieting on Monday.

    Shifted another couple of quid into Fees pot so happy about that.
  • maggiem
    maggiem Posts: 1,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope you enjoyed your Chinese and wine Lantanna. Please don't be ashamed of that - after your week I think it's amazing that you haven't had takeaways and wine every night! 

    🤞🤞that you can help staff to move to other jobs. That would feel like a real success I'm sure. 
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh I did enjoy it Maggie it was definitely needed and I feel ready to go again with the diet. Sometimes a break definitely helps you along and refocus. 
    Having a lazy Sunday today, may or may not go out. 
    Usual Sunday behaviour, Bath and go through the Sly planner get it set to record anything good during the week. 
    Reckon everybody will be watching itv at 9 tomorrow night that’s for sure. I can’t help feeling that responses will be very controlled and it’s not going to be as explosive as everyone thinks.


  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 March 2021 at 12:33PM
    Only working on Monday next week, will be good to get a mental break. 
    Should finish 3/12 book over the next couple of days. 
    Really need to do a good clean of the house next week and get some things up to the dump. 
    Plan to fit in a few drives and walks as well.
    Payday next Friday, time is really whizzing by.
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Went to bed last night with a bit of a sore head and woke up feeling dizzy, think it’s coming from my eyes, I’ve an eye test on Thursday next week and pretty sure my Perscription has changed significantly.  Lockdown has really increased my screen time so I’m certain that’s had an effect. Spending really needs to be minimal over the weekend as I’ve been quite careless over the last week. Frittering money on takeaway coffee and the like just for somewhere to go and something to do.
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only one day actually physically in work this week and payday on Friday. Not much to dislike about this week. Plans are to get the house sorted and cleaned, one room at a time. 
    Now that pmt has disappeared ready to get back on track trying to lose some weight. Need to go over the budget tomorrow and make sure standing order amounts are right for Friday.  Looking forward to reaching over 7k this month. 
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 March 2021 at 9:07PM
    Just stopped myself from making a sandwich, the first day back on track is always the most difficult. Have to go in to work tomorrow, it was not quiet today, lots of dramatics. Be interesting to see how the next few months go and how a pro prose restructure pans out. Have a sinus infection, hope the dizziness stops as it’s really annoying. Feel like I’m on a boat.  Trying to get to Thursday when I’ll be paying for my glasses without much other spending! 
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Book, 3/12 The Switch finished. Will pick a new one from my stash later. 
    Budgets done and figures updated, standing orders ready to go. Hope to get some change back from my glasses on Thursday that can also be saved.
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Gone for The Shelf by Helly Acton for book 4/12. Going to have a read this afternoon. Looks like an easy read, will probably read it quite quickly. Looks like a nice day today, going to take a walk over to Asda later on and get some veg to make fajitas. Enjoying being off work. Opticians tomorrow. 
  • lantanna
    lantanna Posts: 4,471 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Got some tax back in pay this morning so moved that across into savings. Really enjoying being off work and not having to think too much, looking forward to getting a break at Easter now as well.  Need to go over to Asda in a bit and get some fruit.  Probably go into Home Bargains as well as I need a new candle.  It’s a 5 week month this month so need to be extra careful. Plans are to get that monthly savings payment down to £700 or below ASAP and keep hitting the credit card debt hard for the next three months.  Birthday money in May will help. 

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