Pay off £20,000 (ish) by Xmas 2008

bobby-boy_2

Hi everybody I am new to the forum and found this challenge. I hope to pay off about 18K by Christmas so thought I would join the challenge to give myself that little extra incentive to make the 20K.

A quck question how do you get the totalls in the signature?

Honeybee_2

Bobby boy, look at the top bar above the forum and go into user cp, then from there, on the left hand side of the page, there's an option to edit signature.

I've paid off a little bit more today and I'm now 1/4 of the way there.

taxi73

Afternoon and welcome to bobby boy...any one is welcome...hop aboard....
I have paid my car loan £271.95 today so have updated sig ....hoping to make some decent overpayments again soon.

andan

Woohoo! Its finally payday and boy has it been a long time coming! Can't wait to see whats happening with my money and get improving the total for this challenge! Hope everyone is having a good day. Welcome to Bobby-boy.

Gemmzie

Must not overpay......... I hate not paying things. Roll on July, I have a £1k overpayment to make :j

kizzykizzywizzy

Well done everyone, you're doing great keep it up:T :T

It was my first payday today, of my new job, I only do 5 days 2 hours a day as a catering asst ( dinner lady! ) I got £136 as not a full month, but I haven't earned anything since 2001 so really chuffed, I have put it towards my savings ( can you believe it - savings ) as what I haven't had I won't miss, woman in the b.soc gave me 4 x £2 coins today too!! skint now as have decided I have got to save them & stop dipping into them all the time.
See, you get rid of the debt & you can't stop the money worrying, only now you are worried that you'll ever go back to being in such a mess!! There is no escape for an MSE'r:p
I hope you don't mind me still posting on here, as although not paying off debt now, still really want to get some money behind me - is it ok??
It's just Hubby will be taking a pay drop in July as his secondment ends & our fixed rate goes up in September, so will be really tight again & I want to keep a check on it this time.

andan

Of course your ok to keep posting Kizzy, i am not in debt as such, more a type of stoozer, but no good at it! I have enough in savings to cover my credit card bills, but their on 0% deals so i won't pay them off till i have to. I do this challenge as it encourages me to save and i love this board as it keeps me on the straight and narrow, especially as i'm on such a low wage. As of friday last week, i now need to be doubly careful! I handed in my notice at work, it was the right thing to do as i wasn't very happy and i want to focus on my change in career, however have not found a new job as yet. It looks like i may need to watch the pounds even more than so! However at least my state of mind will be happier!

Congrats on receiving your first wage, must feel good.

Gemmzie

Can you overpay your mortgage kizzy? Might be worth it if so, then you can keep going

alimac23

Well done Honeybee - exactly on target! Congrats on your progress xx

taxi73

Course you can stay Kizzy....when you're fixed rate is ending you can change it to one you can overpay..well done on your 1st wage...well done everyone xx