Pay off £20,000 (ish) by Xmas 2008

Uniscots97

Good luck with the move MM.

Another couple of pounds added. Not a lot but can see its making a difference.

NatashaP

Oooh just spotted this thread (I really MUST pull my finger out and come here more often!!) and would really love to join the challenge - am I too late? It seems impossible on first impressions to clear such a huge amount of debt (around £16k for me) by the end of the year, but then if I really put my mind to it it is possible. I'm sure if I joined in it would give me the kick up the a*$e I need to at least try!

So, room for one more???

andan

Good luck with the move Madmich, hope all goes well.

Still no more funds to add for me, but have done a few mystery shopping jobs, so at least i know i am making extra money. Can't wait till the end of the month though, to see if i can put any away and increase my total. However my jar for loose change has become full so i've tipped it into my big washing tablet box and have begun collecting again. Am quite pleased as there's quite a few £1 coins and silver coins in there.

NatashaP, you don't have to go for such a high amount as £20k, some of us are going for £10k, still a lot i know, but may be more manageable.

poorandindenial

I had been doing quite well in terms of not spending, and I had planned a big ebay listing session this weekend. But then have had bad family news which meant that I have spent £30 on vaguely nice [not lambrini] wine to console me and others, oh well, if you can't spend a few tenners in times of trauma when can you - back on the wagon for me tomorrow though. The ebay weekend will be a write off but hey, there is always the weekend after, family is more important after all.

In short, no progress for me but at least nothing has gone ON my credit cards. Roll on February.

hopeless_case_2

well my oh keeps laughing at me as whenever he has loose change i say put it in a pot it will soon mount up.then when he wins any money i say put itin a pot and so it goes on. He says we can remove all the ornaments as we will have no room for anything but money pots. Great eh all that money I hope!

poorandindenial

hopeless_case wrote: »

He says we can remove all the ornaments as we will have no room for anything but money pots. Great eh all that money I hope!

I hope you have got strong shelves!!!:eek:

suemck146

Welcome NatashaP, it's never too late to join, I just have and it's really motivating

Sue

Amazon:41.00 now 95.00
ebay nothing yet
Pigsback 285 now 515
Caio 2.62
Nectar points 7821
Boots points 218
Weight lost so far: 4 pounds
competition wins: 0

FrugalJo

Another struggler this month, things are tight. Eldest son has had a serious growth spurt and I can't stand the half mast trouser look which will be upon him if I don't invest soon ! Thing is these school trousers aren't cheap and never make it to my youngest sons wardrobe. Add to that youngest will need the full secondary kit in 6 months so I'm trying to put some away for that.

Anyway been slicing the pie and made a few quid on Amazon, combined total of £26.35, waiting for £70 from Quidco and Topcashback.

I'm trying to invest/start up my cottage industry as on the Up Your Income board, but after kids haircuts, school uniforms etc all my extra earnings are being swallowed up so quickly.

Still heads up, no point being defeatist in the 3rd week of January.
Onward and upward.

pandapaws

We've just paid out all the normal monthly payments, so I can add £1498.30 to my total. I'd been hoping for a bit more as we've had quite a bit of extra cash in from various sources, but we're about to move house, and spent £700ish already on solicitors and mortgage fees, and keeping the rest of the cash for now as we'll certainly need a lot more to move!

My challenge total so far is therefore: £3206.30. 16% of the way there!

hypno06

Another one having a tight month for January!! The kids are now in France, so the expenses of getting them there and the saga of the lost passport (see my diary if you want more details!) plus getting the car fixed means that most of the stuff I have repaid this month has had to be "reborrowed" to fund!

However, I am pleased to report that overall, I am still on the right side, and my debt has reduced a little further - note the word "little"!!!!

I am now just over 10% of the way to my total. I have also started a new job and once I can be sure that the salary is coming in, I can get cracking on doing some serious debt damage!!!!