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Pay off £20,000 (ish) by Xmas 2008

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  • 7.50 off my total today.......slowly but surely........
    Pay off 20K by Xmas 2009:£1280.89 / £18,719.11
    Official DFW Nerd Club - Member no. 1006 - Proud to be dealing with my debts
  • Natlou_2
    Natlou_2 Posts: 129 Forumite
    Hi Lucy - it was Virgin - they've given us a £16,500 credit limit - can you believe it? - no me neither!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That's great news...those 0% cards really help.....good luck
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just a hello to everyone and see how everyone is doing. Will be doing click-throughs today to earn a few extra pennies (working my way upto the £25 cash in on cashback rewards, well every little helps). I think cashback rewards has been mentioned in other threads but if anyone missed the details let me know and I'll post the url. If anyone knows of any other click-through sites etc that we all might benefit from please let us know! :D
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • lililou
    lililou Posts: 663 Forumite
    I used slicethepie.com where you have to critique music - 3p per 60 second listen - you can have it on while it's in the background and they can transfer the money via paypal when you reach £5. I think there is a separate thread about it. I did 10 straight off - some music is awful but some music is really good.
    Here come the girls....100% Gorgeous!!!
  • FrugalJo
    FrugalJo Posts: 549 Forumite
    Part of the Furniture Combo Breaker
    Right - My name is Frugal Jo and I Faff.

    There see said it. Unixgirl sent me over and how right she was. Polly you hit the nail on the head with the click for pennies and spend the pounds. I start challenges and lose my way , but not this time.

    My marbles card APR % has just gone sky high and this card is being shown the door. If I could clear it by this time next year I would be a third of the way to being Debt Free.

    It stands at £9587.40. So I'd love to join.

    Bring It On!
    The man who removes a mountain begins by carrying away small stones. - Chinese Proverb
    Jo
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi FrugalJo!! Go for it!! I am sure you will be rid of that nasty card in no time. Then you will be a long way towards being debt free and feeling fab!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    FrugalJo wrote: »
    Right - My name is Frugal Jo and I Faff.

    There see said it. Unixgirl sent me over and how right she was. Polly you hit the nail on the head with the click for pennies and spend the pounds. I start challenges and lose my way , but not this time.

    My marbles card APR % has just gone sky high and this card is being shown the door. If I could clear it by this time next year I would be a third of the way to being Debt Free.

    It stands at £9587.40. So I'd love to join.

    Bring It On!


    Hi Jo, nice to see you here. :o Good luck with the challenge!
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi Jo and welcome...you'll do it ..we are here every step of the way xx
  • FrugalJo
    FrugalJo Posts: 549 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the welcome.
    I have £190 ish on it's way from topcashback and quidco between now and end of Jan. I've got £80 earmarked for my emergency fund (set up because domestic appliances, Mot's etc always end up on the plastic unless I put something away I know it's not in my best interest but it has to be this way.) The rest is obviously being thrown full force at debt monster.
    The man who removes a mountain begins by carrying away small stones. - Chinese Proverb
    Jo
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