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Crunchy pays off the loan early, and other stories

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Comments

  • t2rry
    t2rry Posts: 1,078 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    PS; we did borrow a circular saw thing from a friend, that was a very handy tool to make things easier 
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £12,000/£20,000 (60%)
  • Garden plans sound great :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • t2rry said:
    PS; we did borrow a circular saw thing from a friend, that was a very handy tool to make things easier 
    Thanks so much @t2rry for the advice. I’m trying to convince the husband that we could buy a kit and do it ourselves so it’s good to know that others have done the same! The £1k budget was for someone doing it so that can be worse case scenario.
    Debt-free Jan 2023 | MFW date Dec 2033. Start date 1st January 2023 £257,509 (23 years left)
    Current Mortgage: £235,698
    Emergency Fund = £8,256 Target £10,000
    Currently paying off CC £1204 - Saved £100 so far


  • Ha I spoke to soon! Had an email a few hours ago from my kids school saying that it was closed until Thursday unless both adults in the house are key workers. I’ve already let my school know i can’t come to work tomorrow as I need to sort a routine for husband to stick to so he can squeeze in homeschooling our two whilst on back to back conference calls!!! 😩
    Debt-free Jan 2023 | MFW date Dec 2033. Start date 1st January 2023 £257,509 (23 years left)
    Current Mortgage: £235,698
    Emergency Fund = £8,256 Target £10,000
    Currently paying off CC £1204 - Saved £100 so far


  • t2rry
    t2rry Posts: 1,078 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ha I spoke to soon! Had an email a few hours ago from my kids school saying that it was closed until Thursday unless both adults in the house are key workers. I’ve already let my school know i can’t come to work tomorrow as I need to sort a routine for husband to stick to so he can squeeze in homeschooling our two whilst on back to back conference calls!!! 😩
    Oh no!  It's so difficult isn't it.  We're waiting to hear if ours will reopen fully or not.  
    Debt Free I FFEF I Building Savings I 2025 Plan:
    1. Regular Savings £8,200/£10,000
    2. Slush Fund £3,800/£10,000

    Save £12k in 2025 - #50 - £12,000/£20,000 (60%)
  • Ugh.... what a nightmare.  Last time, our school just insisted on one parent being a key worker, both seems harsh!
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • I heard another parent say their school had imposed this as well. Pretty harsh. Could mean some parents have to take unpaid leave. What if there is only one parent at the main residence..?
  • Yes our school was both parents last time, I think the school just wanted as few children as possible
  • ohdearhowdidthathappen
    ohdearhowdidthathappen Posts: 1,416 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 7 January 2021 at 11:13PM
    I don't think they can actually insist on both.  My hospital released a long email quoting the department of education etc and although they 'strongly advise' children staying home if there is a non keyworker parent there, they can't insist. ONE critical worker allows you to access key worker school.  
    The hospital was telling staff this as they obviously want us all in.... everyone I know who challenged reluctant schools were allowed places in the end :)
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
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