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Crunchy pays off the loan early, and other stories
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Great that the loans are gone and the biggest credit card.
Good luck on clearing the mortgage next.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£7500
365 day 1p Challenge 2026 £667.95/£296.46
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php1 -
Afternoon all!
I am very pleased to announce that I am officially debt free!! 🎉🎉🎉🎉
I feel very humble that it has happened the way it has and I will be eternal grateful that it has happened.
I would like to thank all of you on here who has cheered me on and followed my various diaries on here. I first started a diary in 2014 when I was pregnant with my second baby who is now 8!I have learned so much from you all. I’m happy to change tack and direction now and figure out how to become mortgage free in a realistic way as well as save and create good pensions and best eggs for the future.
I’ll still be posting but on my new diary now - link is above so do follow me over on there!
Love Crunchy xxxStart Total 12/12/25 £6557
Current totals: HSBC £329 Virgin £940 Barclaycard £3026
Total: £4283
Paid off £2274 in total5 -
Congratulations 👏👏
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345
Clear the M&S Card Starting Balance 03.05.26 £600
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